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1108 Tree St, Columbia, SC, 29205

2beds
2baths
1,610sqft
$120,000
$75price/sqft
$1,057/moest. monthly cost
$42,280/yrincome needed

About This Home

This 1940s Bungalow converted to a duplex many, many years ago has a lot of potential. It's located in a fast growing area of Columbia. Unit #1 is vacant and has been renovated. Unit #2 has a long time tenant in place (month to month). With some TLC this could be a great investment. The house can be updated as a rental or rehabbed as a single-family house. One block from Gervais and three blocks from the Millwood/Gervais intersection. Best option would be to leave it as a rental now and renovate as the neighborhood continues to improve and update. Less than 1.5 mile from USC campus. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

65
WalkingSomewhat Walkable
35
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
Crayton Middle SchoolGrades 6-82.1 mi
7/10
A. C. Flora High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Block,Brick-All Sides-AbvFound

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Details

  • Parcel number: 114140118

Features

  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Lightning

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$183$2,196
Property Taxes $64$768
Electricity $204$2,449
Total$1,057$12,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,240/yr
40% on housing$31,710/yr
45% on housing$28,186/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 29205$157
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29205
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$120,000
2026-07-01Pending sale$120,000
2026-06-09Listed for sale$120,000
2026-05-26Pending sale$120,000
2026-05-18Listed for sale$120,000
2021-03-08Sold$58,000
2021-01-19Sold$35,000
2014-10-24Listing removed$44,000
2013-10-23Listed for sale$44,000
2004-11-18Sold$21,000
2002-04-17Sold$19,765

For Sale by Agent

AgentGlen T Levine
BrokerageKeller Williams Realty

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