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706 Hemphill St, Columbia, SC, 29205

2beds
1baths
1,010sqft
$177,900
$176price/sqft
$1,380/moest. monthly cost
$55,200/yrincome needed

About This Home

Charming, cottage-style bungalow featuring classic character and timeless appeal. This cozy home offers a functional layout with inviting living space in the sought after and established Rosewood Community. Located on a quiet, tree-lined street, the home includes a spacious living room area, hardwood floors mostly throughout, efficient kitchen with bar area adjoining utility room (with washer and dryer hookups). Situated on a level, nice size, but manageable lot. Fenced in backyard. Recent updates include a brand new roof (2026), new back door steps leading to patio and gazebo, fresh interior paint and termite bond.. Neighborhood parks and lots of shopping nearby. Just minutes away from downtown, USC, Fort Jackson and Midlands TEC. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

49
WalkingCar-Dependent
24
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

6/10
Hand Middle SchoolGrades 6-81.3 mi
7/10
Dreher High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Gas Water Heater
  • Laundry features: Utility Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Floors-Hardwood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Flooring: Vinyl,Hardwood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Gas Pac
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Counter Tops-Formica,Floors-Vinyl,Cabinets-Painted
  • Level: Main

Living Room

  • Features: Floors-Hardwood,Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 137081503

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gutters - Partial
  • Fencing: Rear Only-Chain Link

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Earthquake
Hurricane
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $899$10,788
Home Insurance *$183$2,196
Property Taxes $94$1,128
Electricity $204$2,449
Total$1,380$16,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,314/yr
40% on housing$41,400/yr
45% on housing$36,800/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 29205$157
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29205
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Contingent$167,900
2026-08-12Price change$167,900
2026-07-13Listed for sale$177,900
2026-07-03Contingent$177,900
2026-06-11Price change$177,900
2026-05-16Listed for sale$189,900
2018-01-25Listing removed$97,500
2017-12-13Price change$97,500
2017-08-02Price change$99,500
2017-06-05Listed for sale$105,000
2004-08-10Sold$86,000

For Sale by Agent

AgentDiane Farr
BrokerageColdwell Banker Realty

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