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404 S Ott Rd, Columbia, SC, 29205

3beds
1baths
1,180sqft
$274,000
$232price/sqft
$1,918/moest. monthly cost
$76,720/yrincome needed

About This Home

Welcome to 404 S Ott Road, a charming bungalow nestled in the highly sought-after Rosewood neighborhood of Columbia, South Carolina. This inviting 3-bedroom, 1-bath home blends classic character with modern comfort. Inside, you’ll find beautiful hardwood floors, abundant natural light, and thoughtfully updated spaces that create a warm and welcoming atmosphere. The spacious living and dining areas flow seamlessly into the updated kitchen, making the home perfect for both everyday living and entertaining. Step outside to enjoy the large fenced-in backyard — an ideal space for pets, gardening, outdoor gatherings, or simply relaxing in privacy. With mature trees, established landscaping, and a central location just minutes from downtown Columbia, USC, shopping, dining, and parks, this home offers both convenience and charm in one of Columbia’s most beloved neighborhoods. Don’t miss the opportunity to own a move-in-ready home in the heart of Rosewood!

Getting Around

58
WalkingSomewhat Walkable
25
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

6/10
6/10
Hand Middle SchoolGrades 6-81.0 mi
7/10
Dreher High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Block
  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 138011013

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Earthquake
Hurricane
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$183$2,196
Property Taxes $146$1,752
Electricity $204$2,449
Total$1,918$23,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,760/yr
40% on housing$57,540/yr
45% on housing$51,146/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 29205$156
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29205
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$274,000
2023-04-06Sold$240,000
2023-02-25Listed for sale$239,000
2023-01-24Listing removed--
2023-01-12Listed for rent$2,400
2023-01-12Listing removed--
2022-12-26Listed for rent$1,850
2021-03-31Listing removed--
2021-03-24Listed for rent$1,350
2021-03-23Sold$178,000
2020-12-22Listing removed$185,000
2020-12-10Listed for sale$185,000
2015-01-14Listing removed$999
2015-01-10Listing removed$144,900
2015-01-01Listed for rent$999
2014-12-08Price change$144,900
2014-06-20Price change$147,000
2014-05-30Price change$150,000
2014-04-25Listed for sale$154,000
2009-07-16Sold$156,250
2009-05-17Listed for sale$159,900
1999-06-23Sold$82,500

For Sale by Owner

AgentProperty Owner

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