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109 Oakley Dr, Columbia, SC, 29223

3beds
2baths
1,005sqft
$139,900
$139price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Cute starter home on a corner lot located with a circular driveway for ease of entry and exit. Perfect front porch to sit and drink your morning coffee or afternoon tea and enjoy your beautiful front yard! The house has been cared for both inside and out has new front gutters, new roof 9/25, and 4 trees taken down giving you peace of mind. There is a half bath in the Master, a spacious kitchen with laundry area and walk-in pantry. Come make this house your new home! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

7
WalkingCar-Dependent
30
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

7/10
3/10
Dent Middle SchoolGrades 6-81.8 mi
2/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Heated Space

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Heating & Cooling

  • Heating features: Heat Pump 1st Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 142070743

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$178$2,136
Property Taxes $74$888
Electricity $204$2,449
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 29223$123
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29223
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$155,000
2022-12-12Listing removed--
2022-12-06Listed for rent$900
2016-03-14Sold$14,000
2010-02-19Sold$64,000
2009-12-20Price change$65,500
2009-08-27Price change$68,900
2009-07-11Listed for sale$79,900
2003-08-11Sold$57,300
2002-10-22Sold$2,500
1998-05-08Sold$57,000

For Sale by Agent

AgentPatricia A Walker
BrokeragePalmetto Moon Properties

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