54 Church St, Indianapolis, IN, 46227
About This Home
Charming & Completely Updated Home in Southport - 54 Church Street Welcome home to 54 Church Street, a beautifully updated property offering the perfect blend of comfort, character, and space. This meticulously maintained home has been thoughtfully renovated throughout, so you can move right in and start making memories. Warmth Wherever You Turn Cozy up by not one, but two gas fireplaces, featured in the spacious primary bedroom, the eat-in kitchen and an electric fireplace in the Living Room. Whether you're hosting friends, unwinding after a long day, or waking up on a chilly morning, there's a fireplace close by to set the mood. Room to Grow, Create, and Explore A versatile bonus room offers endless possibilities - set it up as a homeschool classroom, an art studio, a music room, a home office, or all of the above. This flexible space adapts to your family's needs today and tomorrow. Space Inside and Out Sitting on a huge double lot, this property gives you room to breathe. Enjoy a detached garage plus an additional outbuilding, perfect for extra storage, a workshop, hobby space, or future studio potential. Move-In Ready Every detail of this home has been carefully updated, combining modern finishes with timeless charm. Nothing to do here but unpack and enjoy. Don't miss your chance to own this one-of-a-kind property in Southport, Indiana. Schedule your showing today!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1885
Materials
- Foundation: Stone
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Disposal,Microwave,Gas Oven,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom2
- Level: Main
- Area: 128
- Dimensions: 8x16
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 13x11
Bedroom4
- Level: Upper
- Area: 182
- Dimensions: 13x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 2
- 1/2 bathrooms: 3
- Main level bathrooms: 4
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 182
- Dimensions: 13x14
Features
- Attic Access,Double Vanity,Hardwood Floors,High Speed Internet,Eat-in Kitchen,Walk-In Closet(s)
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Kitchen,Primary Bedroom
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,680
- Total interior livable area: 2,680 sqft
Kitchen
- Level: Main
- Area: 231
- Dimensions: 11x21
Laundry
- Level: Main
- Area: 48
- Dimensions: 6x8
Living Room
- Level: Main
- Area: 225
- Dimensions: 15x15
Master Bedroom
- Level: Main
- Area: 240
- Dimensions: 15x16
Property
Details
- Parcel number: 491517133016000513
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Deck,Porch,Wrap Around
- Exterior features: Storage
Lot
- Lot size: 0.44 Acres
- Features: Access,Corner Lot,Sidewalks,Mature Trees
Parking
- Total spaces: 3
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $348 | $4,176 |
| Electricity | $245 | $2,948 |
| Total | $2,872 | $34,464 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $399,000 |
| 2026-06-29 | Listing removed | $420,000 |
| 2026-06-17 | Price change | $420,000 |
| 2026-05-26 | Listed for sale | $430,000 |
| 2005-05-12 | Sold | $120,000 |
| 2005-01-11 | Sold | $133,450 |
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