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1444 E Elbert St, Indianapolis, IN, 46227

2beds
1baths
1,584sqft
$172,500
$109price/sqft
$1,317/moest. monthly cost
$52,680/yrincome needed

About This Home

Discover the perfect blend of charm and convenience at 1444 E Elbert Street. This inviting 2-bedroom, 1-bath bungalow spans 1,582 sq ft and is nestled on a spacious lot with mature trees, offering the perfect backdrop for both relaxation and everyday living. Step inside to find a bright and comfortable living room that flows seamlessly into the kitchen, creating a welcoming space for family and friends. Both bedrooms are well-sized with plenty of natural light, while the full bath and laundry area add everyday practicality. Outside, you'll love the expansive backyard-ideal for gardening, entertaining, or simply enjoying peaceful evenings under the trees. A bonus storage building provides extra space for hobbies, tools, or seasonal items. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this charming home offers comfort, character, and endless potential in a convenient location.

Getting Around

36
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
Southport High SchoolGrades 9-121.8 mi
5/10
Southport Middle SchoolGrades 7-81.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Attic Access,Eat-in Kitchen
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Master Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: 491031113044000500
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $872$10,464
Home Insurance *$113$1,356
Property Taxes $148$1,776
Electricity $184$2,212
Total$1,317$15,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,154/yr
40% on housing$39,510/yr
45% on housing$35,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46227$105
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46227$138
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$172,500
2025-12-11Price change$175,000
2025-11-08Price change$180,000
2025-09-29Price change$190,000
2025-08-28Listed for sale$199,900
2021-11-22Sold$144,900
2021-10-19Pending sale$144,900
2021-10-16Price change$144,900
2021-10-07Listed for sale$149,900
2018-12-13Sold$99,900
2018-11-12Pending sale$99,900
2018-11-06Listed for sale$99,900
2018-09-06Listing removed$985
2018-08-02Listed for rent$985
2017-05-25Sold$63,500
2017-04-12Price change$67,900
2017-03-21Price change$69,900
2017-03-01Pending sale$64,900
2017-02-13Price change$64,900
2016-12-28Price change$69,900
2016-08-31Price change$74,900
2016-07-29Price change$64,444
2016-07-08Price change$64,499
2016-06-17Price change$64,900
2016-06-03Listed for sale$65,000

For Sale by Agent

AgentVincent Ferguson
BrokerageMark Dietel Realty, LLC

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