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18 Belle Oaks Ct, Elgin, SC, 29045

5beds
4baths
2,726sqft
$254,900
$94price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Welcome to 18 Belle Oaks Ct — an exceptional 2,726 sq ft two-story home boasting space, charm, and move-in ready comfort!This beautifully maintained 5-bedroom, 3.5-bath home is filled with natural light and neutral colors throughout, creating a warm and inviting atmosphere from the moment you step inside. The spacious living room features a cozy fireplace, perfect for gathering with family and friends.The thoughtfully designed kitchen is ideally nestled between the breakfast nook and the formal dining room, making both casual mornings and special occasions effortless. A convenient half bath is located on the main level, while all full bathrooms are situated upstairs for added privacy.Upstairs, the primary bedroom is a true retreat, complete with its own fireplace — a rare and luxurious touch that adds warmth and character. The additional bedrooms afford generous space and flexibility for family, guests, or a home office.Step outside to enjoy the fabulous enclosed porch, ideal for year-round relaxation, as well as a charming wrap-around front porch that enhances the home’s curb appeal. The fantastic lot provides plenty of room to enjoy the outdoors.A detached one-car garage offers extra space perfect for a workshop, hobbies, or additional storage.With its spacious layout, beautiful features, and move-in ready condition, this Elgin home is ready to welcome its next owner. Don’t miss your opportunity to make it yours! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
4/10
6/10
Ridge View High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Wood Fiber-Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump 1st Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl

Interior Area

  • Total structure area: 2,726
  • Total interior livable area: 2,726 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 259080317

Features

  • Stories: 2

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$159$1,908
Property Taxes $135$1,620
Electricity $262$3,145
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$289,900
2026-04-19Price change$299,900
2026-04-12Price change$309,900
2026-03-26Price change$319,900
2026-02-24Listed for sale$324,900
2020-11-30Listing removed$1,905
2020-10-20Listed for rent$1,905
2019-07-23Listing removed$1,875
2019-07-05Listed for rent$1,875
2018-11-02Sold$159,000
2018-06-15Price change$169,900
2018-05-14Price change$174,400
2018-03-13Listed for sale$174,900
2015-03-30Sold$151,000
2015-02-17Price change$152,900
2014-11-11Price change$168,900
2014-09-08Listed for sale$157,900
2014-07-08Listing removed$155,400
2014-03-13Price change$155,400
2014-02-23Listed for sale$157,900
2013-07-02Listing removed$164,900
2013-04-09Price change$164,900
2013-01-24Listed for sale$169,900
2012-10-24Listing removed$166,900
2012-10-03Listed for sale$166,900
1998-12-10Sold$135,000

For Sale by Agent

AgentConstance Bennett
BrokerageTrelora Realty Inc

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