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115 Ferncliffe Rd, Elgin, SC, 29045

3beds
2baths
1,238sqft
$160,000
$129price/sqft
$1,257/moest. monthly cost
$50,280/yrincome needed

About This Home

Don’t miss this opportunity to own in the highly sought-after Briarcliffe Estates! This 3-bedroom, 2-bath home features a desirable layout with the primary suite on the main level and a cozy wood-burning fireplace in the living room. Situated on a large lot, the home offers a spacious, fully fenced backyard—perfect for entertaining, pets, or outdoor enjoyment. Whether you’re looking for a primary residence or a strong investment opportunity, this property has great potential and is conveniently located near shopping, dining, and more. Sold As-Is. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
4/10
6/10
Ridge View High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 260050105

Features

  • Stories: 2

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 64.9 x 216.3 x 114.9 x 164.6

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$159$1,908
Property Taxes $85$1,020
Electricity $204$2,449
Total$1,257$15,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,097/yr
40% on housing$37,710/yr
45% on housing$33,520/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$170,000
2022-05-18Sold$160,000
2022-03-27Listed for sale$155,000
2021-04-28Listing removed--
2021-04-24Listed for rent$1,250
2008-05-08Sold$104,900
2006-01-04Sold$96,000
2002-04-11Sold$65,000

For Sale by Agent

AgentRuslan Roberts
BrokerageKeller Williams Preferred

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