198 Sheridan Loop, Belton, TX, 76513
About This Home
Welcome to this beautifully maintained home in the heart of Belton! Nestled on a quiet loop just minutes from local schools, shopping, dining, and easy access to I-35, this property offers the perfect blend of comfort, convenience, and small-town charm. Step inside to a spacious, light-filled floor plan featuring an inviting living area that flows seamlessly into the kitchen and dining space, ideal for everyday living and entertaining. The kitchen offers ample cabinetry, generous counter space, and a functional layout perfect for gathering with family and friends. The private primary suite provides a relaxing retreat with an ensuite bath and plenty of closet space. Additional bedrooms are well-sized and versatile, perfect for guests, a home office, or growing households. Enjoy Texas evenings in the backyard with room to relax, play, or host weekend BBQs. Whether you’re a first-time buyer, downsizing, or investing, this home delivers comfort, value, and location. Conveniently located near Belton Lake, UMHB, and all that Belton has to offer. This is one you won’t want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type,Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator,Some Electric Appliances,Microwave,Range
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Home Office,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Walk-In Closet(s),Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric,1 Unit
Interior Area
- Total interior livable area: 1,624 sqft
Property
Details
- Parcel number: 440237
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch,Rain Gutters
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterbody name: Belton Lake
Lot
- Lot size: 7,448 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,463 | $17,556 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $572 | $6,864 |
| Electricity | $238 | $2,859 |
| Total | $2,467 | $29,604 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Contingent | $289,500 |
| 2026-04-01 | Price change | $289,500 |
| 2026-02-11 | Listed for sale | $295,000 |
| 2025-07-02 | Listing removed | $300,000 |
| 2025-06-21 | Listed for sale | $300,000 |
| 2022-06-14 | Sold | -- |
| 2022-05-16 | Contingent | $299,000 |
| 2022-05-16 | Pending sale | $299,000 |
| 2022-05-13 | Listed for sale | $299,000 |
| 2021-11-18 | Listing removed | -- |
| 2021-11-02 | Listed for rent | $1,950 |
| 2020-05-14 | Listing removed | $1,495 |
| 2020-05-12 | Price change | $1,495 |
| 2020-05-05 | Listed for rent | $1,525 |
| 2019-01-31 | Listing removed | $1,495 |
| 2019-01-02 | Listed for rent | $1,495 |
| 2017-03-27 | Sold | -- |
| 2017-02-21 | Pending sale | $189,900 |
| 2017-02-11 | Listed for sale | $189,900 |
| 2012-07-19 | Sold | -- |
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