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12420 NE 48th Cir, Oxford, FL, 34484

5beds
4baths
3,087sqft
$549,900
$178price/sqft
$4,015/moest. monthly cost
$160,600/yrincome needed

About This Home

SIZE DOES MATTER. Beautifully maintained home situated on an oversized .23-acre double lot in the highly sought-after Parkwood neighborhood. This highly desirable 3,087 sq ft heated saltwater pool home features 5 bedrooms and 4 bathrooms plus a flex room ideal for a 6th bedroom, den or office. This floorplan allows exceptional flexibility for multigenerational living, extended guests or a private work from home space. New HVAC unit installed August 2023, hot water tank 2024, MYQ Bluetooth garage door opener with garage keypad July 2026.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,087 sqft

Property

Details

  • Parcel number: D09M030

Features

  • Exterior features: Shingle,Stone,Stucco

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$373$4,476
Property Taxes $552$6,624
Electricity $310$3,728
Total$4,015$48,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,657/yr
40% on housing$120,450/yr
45% on housing$107,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 34484$202
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34484$185
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$549,900
2015-03-05Sold$320,000
2015-02-12Price change$335,000
2014-11-23Price change$344,990
2014-10-05Listed for sale$349,900
2014-06-06Sold$318,000
2014-03-26Listed for sale$339,000
2013-08-13Listing removed$325,000
2013-07-03Listed for sale$325,000

For Sale by Owner

AgentProperty Owner

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