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496 Commercial Street UNIT 4, Provincetown, MA, 02657

2beds
2baths
990sqft
$1,050,000
$1,061price/sqft
$6,308/moest. monthly cost
$252,320/yrincome needed

About This Home

This bright airy and beautiful two bed , two bath townhome is located in the '' Captains House'', built by Seaman, Henry Dyer in the late 1800's. Located in the heart of the East End right on Commercial St, yet quiet and tucked back. The first floor of this home has been newly renovated, with new systems , flooring and features a '' spa like'' ensuite full bath. The first first floor entrance is off a private quiet and peaceful garden for dining, drinks and dinner. The second floor is open concept with a mid-mod feel, bright , beautifully furnished and perfect for entertaining with an open kitchen . The second floor bedroom and deck provide views of Provincetown Harbor and another full ensuite bathroom. This home has '' excellent '' well established rental history with many repeat guests. This home has been lovingly maintained by it's current owner and is being sold '' fully furnished''. Beach access from St Mary's Church , views of the Harbor and one car deeded parking . Located in the back of one of the most historic homes in Provincetown , this home is both quiet and serene. Thoughtfully priced for this prime East End location , with rentals in place for the 2026 season .

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

6/10
Provincetown SchoolsGrades PK-80.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1850

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 990
  • Total interior livable area: 990 sqft

Property

Details

  • Parcel number: PROV M:00151 B:0000 L:00550
  • Attached to another structure: Yes
  • Zoning: RES3
  • Special condition: None

Features

  • Stories: 2
  • Fencing: Fenced
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor

Lot

  • Lot size: 9,583 sqft
  • Features: In Town Location,House of Worship,Shopping

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$173$2,076
Property Taxes $472$5,664
Electricity $354$4,259
Total$6,308$75,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,274/yr
40% on housing$189,240/yr
45% on housing$168,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,061This listing

vs Other Active Listings

Avg $/sqft

ZIP 02657$850
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02657$1,316
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$1,050,000
2026-07-01Listed for sale$1,050,000
2018-04-20Sold$582,500
2018-03-19Pending sale$599,000
2018-02-02Listed for sale$599,000
2017-11-28Listing removed$649,000
2017-09-15Price change$649,000
2017-08-24Price change$687,500
2017-08-02Price change$699,000
2017-07-10Price change$719,000
2017-05-28Listed for sale$749,900
2014-08-06Sold$540,000
2011-03-18Sold$247,500

For Sale by Agent

AgentEmily A Boynton
BrokerageBMTF Partnership

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