20010 Reed Ct NW, Bemidji, MN, 56601
About This Home
Experience the best of lake living with this stunning Long Lake property, offering 8.18 private acres and an impressive 346 feet of level shoreline on a beautiful 697-acre lake. Just 20 minutes from Bemidji, this home combines peaceful seclusion with convenient access to town. The outdoor setting is designed for relaxation and entertaining, featuring multiple paver patio spaces—including a screened-in area with 4’X8’ granite table on a custom made powder coated steel base perfect for enjoying evenings by the water. The property also includes a storage shed, durable metal siding, and breathtaking lake views in a truly private setting. Inside, the home showcases a custom kitchen with maple cabinetry, a large center island, breakfast bar, and abundant storage. A dedicated dining area flows into a spacious sunroom overlooking the lake, creating the perfect gathering space. The main level also offers a cozy living room with a gas fireplace, a separate family room with built-in shelving, main level laundry, and a mudroom for added convenience. Unwind in the luxurious main level bathroom featuring a sauna and Jacuzzi tub. Upstairs, you’ll find a generous primary bedroom with a massive walk-in closet, a second bedroom with ample sleeping space, and a beautifully remodeled full bathroom (2024). Additional highlights include a two-stall insulated and heated garage and a new in 2024 2 unit mini-split AC heat pump system for year-round comfort. This is a rare opportunity to own a private lakeside retreat with space, comfort, and incredible views—perfect as a year-round home or getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Upper
- Area: 111.8333
- Dimensions: 20'4x5'6
Bedroom
- Level: Upper
- Area: 463.5417
- Dimensions: 22'3x20'10
Bedroom2
- Level: Upper
- Area: 207.8403
- Dimensions: 14'5x14'5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 147.7778
- Dimensions: 11'1x13'4
Family Room
- Level: Main
- Area: 375.3472
- Dimensions: 19'7x19'2
Features
- Number of fireplaces: 1
- Fireplace features: Double Sided,Brick,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,581
Foyer
- Level: Main
- Area: 113.4028
- Dimensions: 11'10x9'7
Heating & Cooling
- Heating features: Baseboard,Fireplace(s),Heat Pump,In-Floor Heating,Radiant
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,581
- Total interior livable area: 2,581 sqft
Kitchen
- Level: Main
- Area: 150.5486
- Dimensions: 11'1x13'7
Living Room
- Level: Main
- Area: 315.5556
- Dimensions: 23'8x13'4
Sun Room
- Level: Main
- Area: 127.4583
- Dimensions: 11'1x11'6
Walk In Closet
- Level: Upper
- Area: 108
- Dimensions: 13'6x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 260004500
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1760
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Patio,Screened
- Has view: Yes
- View description: Lake,South
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Sand,Undeveloped,Weeds)
- Frontage length: Water Frontage: 346
Lot
- Lot size: 8.18 Acres
- Features: Tree Coverage - Light,Tree Coverage - Medium
- Lot size dimensions: See aerial map
Parking
- Total spaces: 2
- Parking features: Attached,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Hail
- Lightning
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,134 | $37,608 |
| Home Insurance * | $402 | $4,824 |
| Property Taxes | $469 | $5,628 |
| Electricity | $217 | $2,612 |
| Total | $4,222 | $50,664 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $639,900 |
For Sale by Agent
View on Zillow