See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9748 Pony Lake Rd NW, Bemidji, MN, 56601

3beds
2baths
1,232sqft
$109,500
$89price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

Private Country Setting! 3BR, 2 bath manufactured home with an insulated 12x14 entryway. Includes a double detached insulated heated garage, shed and 32x40 metal pole building all set a very private 2.79 acre wooded parcel just NW of Bemidji.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Solway Elementary SchoolGrades PK-36.8 mi
6/10
Bemidji Middle SchoolGrades 6-89.0 mi
6/10
Bemidji Senior High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 260054300
  • Zoning description: Residential-Single Family
  • Foundation area: 1232

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.79 Acres
  • Lot size dimensions: 155 x 387 x 410

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $553$6,636
Home Insurance *$71$852
Property Taxes $81$972
Electricity $170$2,050
Total$875$10,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$159
Beltrami County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$109,500
2026-07-30Price change$109,500
2026-07-10Listed for sale$129,900
2017-10-11Sold$60,000
2017-08-18Pending sale$60,000
2017-08-04Listed for sale$60,000
2015-01-18Listing removed$60,000
2014-07-21Listed for sale$60,000
2012-06-22Sold$55,750

For Sale by Agent

AgentMandy Faldet
Brokerage218 Real Estate

Similar Homes