6020 Shady Ln NE, Bemidji, MN, 56601
About This Home
Move-in ready and beautifully updated channel-front home with access to Lake Bemidji! The main level features a spacious updated kitchen, inviting living room with a wood-burning fireplace, dining area, sunroom overlooking the channel, primary suite with a ¾ bath, two additional bedrooms, and a full bath. The lower level offers a fourth bedroom, ¾ bath, comfortable family room, and a large storage area. Recent exterior improvements include updated roof lines, new shingles, and two brand-new decks, providing excellent spaces to relax and enjoy the waterfront setting. Additional highlights include a finished 30-foot-deep double attached garage, paved driveway, and freshly landscaped yard. Seller is negotiable on selling the home fully furnished, making this a truly turnkey opportunity on Lake Bemidji.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room,Wood Burning Stove
- Finished area below ground: 1,076
- Finished area above ground: 1,752
Heating & Cooling
- Heating features: Baseboard,Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,312
- Total interior livable area: 2,828 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 800708800
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1560
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Channel Shore,Dock,Lake Front,Waterfront Elevation(0-4)
- Frontage length: Water Frontage: 100
Lot
- Lot size: 0.46 Acres
- Lot size dimensions: 100 x 257
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
- Hail
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $531 | $6,372 |
| Electricity | $238 | $2,862 |
| Total | $3,763 | $45,156 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $525,000 |
| 2025-09-01 | Listing removed | $499,900 |
| 2025-06-18 | Listed for sale | $499,900 |
| 2025-06-09 | Listing removed | $499,900 |
| 2025-05-27 | Price change | $499,900 |
| 2025-04-24 | Price change | $537,500 |
| 2025-04-11 | Price change | $549,900 |
| 2025-03-31 | Listed for sale | $575,000 |
| 2024-06-06 | Sold | $325,000 |
| 2024-05-17 | Pending sale | $399,900 |
| 2024-04-09 | Price change | $399,900 |
| 2024-02-13 | Listed for sale | $489,000 |
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