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8246 Red Pine Ln NE, Bemidji, MN, 56601

3beds
3baths
2,359sqft
$349,000
$148price/sqft
$2,436/moest. monthly cost
$97,440/yrincome needed

About This Home

Tucked at the end of a quiet cul-de-sac on 1.3 beautifully treed acres, this classic Northern Minnesota home offers the perfect blend of country serenity and convenience just minutes from town. Located near Bemidji State Park and Lake Bemidji, enjoy a peaceful lifestyle surrounded by mature trees, perennial gardens, and nature while remaining close to all Bemidji amenities. This inviting 3 bedroom, 3 bathroom home welcomes you with a spacious entry offering plenty of room to organize coats, shoes, and everyday essentials. Natural hardwood flooring immediately creates warmth and character as you enter. The comfortable living room overlooks the front yard and flows seamlessly into the dining and kitchen areas, creating an ideal layout for everyday living and entertaining. The kitchen is designed with functionality in mind featuring abundant cabinetry, Silestone countertops, tiled backsplash, coffee bar area, and a sink perfectly positioned to overlook the raised garden beds outside. The dining room opens through a patio door to the wraparound maintenance-free deck, extending your living space outdoors and creating the perfect setting to enjoy the private backyard views. Just off the kitchen is a Large Walk in Pantry, perfect for organizing the kitchen gadgets and dry goods. The spacious primary suite is sure to impress with two walk-in closets, including one directly off the ensuite bath, plus a separate shower area creating a comfortable retreat. A large walk-in pantry sits just off the kitchen, while the main level full guest bath offers additional linen storage. The lower level provides exceptional living space with two sizable bedrooms featuring generous closets, convenient under-stair storage, and a large family room filled with natural light from oversized windows. Cozy up by the fireplace on cool evenings or enjoy the flexible space for gaming, entertaining, hobbies, or relaxing. The lower level could also be a great place to create an additional bedroom- bringing the total bedroom count to 4! A ¾ bath with built-in laundry includes a newer stainless washer and dryer package. The attached double garage offers an epoxy floor, garage door openers, built-in workbench area, and service door access to the backyard. Outside you’ll find two charming handcrafted log storage sheds, asphalt driveway, and ample parking space. Recent updates include septic system (2020) rated for a 4 bedroom home, all-new Kinetico water treatment system (2025), well pump (2025), water heater, and pressure tank. Efficient cove/radiant ceiling heat provides quiet, even warmth throughout this solid-built home filled with storage, character, and timeless appeal.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
Bemidji Middle SchoolGrades 6-85.1 mi
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Water Filtration System,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,136
  • Finished area above ground: 1,223

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Other,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,359
  • Total interior livable area: 2,359 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 310163800
  • Zoning description: Residential-Single Family
  • Foundation area: 1223

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Deck,Wrap Around

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 150 x 375

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Hail
Tornado
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$226$2,712
Property Taxes $248$2,976
Electricity $198$2,387
Total$2,436$29,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,520/yr
40% on housing$73,080/yr
45% on housing$64,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$158
Beltrami County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$349,000
2026-05-27Listed for sale$369,900
2020-09-25Sold$227,000
2020-07-30Pending sale$239,500
2020-07-30Listed for sale$239,500
2020-07-30Pending sale$239,500
2020-07-07Listed for sale$239,500

For Sale by Agent

AgentJill Larson
BrokerageHeadwaters Realty Services LLC

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