4304 Alder St, Bemidji, MN, 56601
About This Home
Experience the perfect blend of space, comfort, and functionality at 4304 Alder Street. This impressive 5-bedroom, 4-bath home offers nearly 4,900 square feet of beautifully finished living space, nestled on 6.46 picturesque acres just north of Bemidji. Custom kitchen with quality finishes and abundant workspace, Private primary suite retreat, Fully finished lower level featuring a large family room, recreation area, and second kitchen. Walkout patio overlooking a meticulously maintained, golf-course-quality lawn, 3-stall attached garage plus a heated 28' x 38' detached workshop with separate utilities Ideal for entertaining, hobbies, storage, or recreational equipment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator,Wall Oven
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom
- Level: Main
- Area: 168
- Dimensions: 14x12
Bedroom2
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom4
- Level: Lower
- Area: 208
- Dimensions: 13x16
Bedroom5
- Level: Lower
- Area: 180
- Dimensions: 15x12
Bedroom6
- Level: Lower
- Area: 135
- Dimensions: 15x9
Bedroom6
- Level: Lower
- Area: 299
- Dimensions: 13x23
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 225
- Dimensions: 15x15
Family Room
- Level: Lower
- Area: 416
- Dimensions: 16x26
Features
- Finished area below ground: 2,130
- Finished area above ground: 2,288
Flex Room
- Level: Main
- Area: 121
- Dimensions: 11x11
Flex Room
- Level: Lower
- Area: 104
- Dimensions: 13x8
Heating & Cooling
- Heating features: Dual Fuel/Off Peak
- Cooling features: Central Air
Informal Dining Room
- Level: Lower
- Area: 234
- Dimensions: 13x18
Interior Area
- Total structure area: 4,418
- Total interior livable area: 4,418 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 16x12
Kitchen
- Level: Lower
- Area: 180
- Dimensions: 10x18
Living Room
- Level: Main
- Area: 456
- Dimensions: 24x19
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 310026704
- Zoning description: Other,Residential-Single Family
- Foundation area: 2288
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6.46 Acres
- Lot size dimensions: 0
Parking
- Total spaces: 5
- Parking features: Attached,Detached Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,603 | $31,236 |
| Home Insurance * | $334 | $4,008 |
| Property Taxes | $499 | $5,988 |
| Electricity | $372 | $4,471 |
| Total | $3,808 | $45,696 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $514,900 |
| 2026-06-08 | Listing removed | $524,900 |
| 2026-06-04 | Listed for sale | $524,900 |
| 2026-03-25 | Pending sale | $524,900 |
| 2026-03-06 | Price change | $524,900 |
| 2026-02-13 | Listed for sale | $549,900 |
| 2025-12-23 | Sold | $341,848 |
| 2025-06-17 | Sold | $328,000 |
| 2018-12-28 | Sold | $380,000 |
| 2018-11-16 | Pending sale | $389,900 |
| 2018-10-22 | Price change | $389,900 |
| 2018-08-22 | Price change | $399,900 |
| 2018-07-11 | Price change | $419,900 |
| 2018-06-12 | Price change | $429,900 |
| 2017-12-27 | Listed for sale | $439,900 |
| 2013-07-05 | Sold | $315,000 |
| 2008-06-20 | Sold | $390,000 |
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