




10851 Long Lake Dr NE, Bemidji, MN, 56601
About This Home
You are in luck - Previous buyer's financing fell through 5 days before closing - Buy with confidence - Home Inspection, appraisal and title work have been done! Tucked among the trees, this beautifully updated 3-bedroom, 3-bath home offers the perfect blend of privacy, style, and recreation. Enjoy deeded access to Turtle River Lake with a private boat launch, making it easy to spend your days fishing, boating, swimming or simply enjoying the water. Inside, you’ll appreciate the attention to detail throughout, including the custom wood accent walls, a stunning tray ceiling in the entry, and numerous architectural details that give this home warmth and character. The open living spaces are bright and inviting, while the recent updates provide a fresh, modern feel. The renovated lower level expands your living space with a beautifully finished family room that features touches like the modern fireplace with a wood beam mantel, which creates a warm, modern farmhouse focal point. You will also appreciate the addition of a new ¾ bath, creating the lower level to be the perfect area for guests, entertaining, or relaxing. Whether you’re enjoying the peaceful wooded setting, launching the boat for an afternoon on Turtle River Lake, or relaxing inside this thoughtfully updated home, this property offers the Northern Minnesota lifestyle you’ve been looking for.
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 623
- Finished area above ground: 1,251
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,874
- Total interior livable area: 1,874 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 480087600
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 671
Features
- Levels: Multi/Split
- Patio & porch: Patio
- Waterfront features: Deeded Access
Lot
- Lot size: 1.07 Acres
- Features: Accessible Shoreline,Tree Coverage - Heavy
- Lot size dimensions: 172 x 335 x 160 x 280
Parking
- Total spaces: 2
- Parking features: Heated Garage,Insulated Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Hail
- Lightning
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $252 | $3,024 |
| Electricity | $170 | $2,050 |
| Total | $2,274 | $27,288 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $324,800 |
| 2026-07-07 | Listed for sale | $324,800 |
| 2021-03-22 | Sold | $177,500 |
| 2021-01-25 | Pending sale | $177,500 |
| 2021-01-22 | Listed for sale | $177,500 |
| 2020-10-23 | Listing removed | $184,900 |
| 2020-09-29 | Listed for sale | $184,900 |
| 2020-08-20 | Pending sale | $184,900 |
| 2020-08-20 | Listed for sale | $184,900 |
