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12365 Scenic Hwy NE, Blackduck, MN, 56630

2beds
1baths
1,152sqft
$719,000
$624price/sqft
$4,761/moest. monthly cost
$190,440/yrincome needed

About This Home

Outdoor enthusiast's paradise on 44 acres with over 1,000 feet of shoreline on Pimushe Lake. One-of-a-kind property offers the perfect blend of recreation, comfort, and seclusion. The property features two well-equipped shouses, each with comfortable living quarters & heated garage spaces, providing plenty of room for family, guest and all your outdoor equipment. Surrounded by heavily wooded acreage, the land is a haven for wildlife and offers outstanding deer hunting with two established hunting stands already in place. A scenic river meanders through the property adding to its natural beauty and peaceful setting. At the lake you'll find a concrete boat ramp for easy launching, a large roll-in dock, and convenient lakeside storage. Spend your evenings relaxing in the charming gazebo while enjoying the beautiful surroundings. Backup generator to power the whole property, multiple storage buildings, a target shooting platform for sighting in firearms. Property is adjacent to The Chippewa National Forest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Blackduck Elementary SchoolGrades PK-610.1 mi
4/10
Blackduck SecondaryGrades 7-1210.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 060022500
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 2304

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Reeds)
  • Frontage length: Water Frontage: 1000

Lot

  • Lot size: 44.57 Acres
  • Features: Accessible Shoreline,Property Adjoins Public Land,Tree Coverage - Heavy
  • Lot size dimensions: 700 x 1320

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$444$5,328
Property Taxes $512$6,144
Electricity $170$2,050
Total$4,761$57,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,234/yr
40% on housing$142,830/yr
45% on housing$126,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 56630$76
Beltrami County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 56630$132
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$719,000

For Sale by Agent

AgentDavid Knudson
BrokerageCentury 21 Dickinson

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