321 23rd St, Bemidji, MN, 56601
About This Home
Welcome to an in-town Bemidji home that blends comfort, space, and everyday convenience. Beautifully situated on the corner of 23rd and Birchmont, this well-maintained 5-bedroom, 3-bath home places you close to parks, shopping, schools, and dining while offering plenty of room to relax and enjoy. Inside, you’ll find a generous kitchen, charming built-ins in the dining room, living room, and bedroom, an abundance of storage, a bathroom on every level, and a warm fireplace that makes cool evenings feel especially cozy. Outdoors, the large, fenced backyard and back deck create the perfect setting for summer gatherings, quiet mornings, or simply soaking up the season. A paved driveway and three-stall detached garage add exceptional function, whether you need extra parking, storage, or space for your next project. Come visit 321!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 1,832
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,232
- Total interior livable area: 2,232 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 800297300
- Zoning description: Residential-Single Family
- Foundation area: 1260
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.49 Acres
- Lot size dimensions: 185 x 130 x 140 x 140
Parking
- Total spaces: 3
- Parking features: Detached Garage,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Hail
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $337 | $4,044 |
| Electricity | $188 | $2,259 |
| Total | $2,463 | $29,556 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $324,900 |
| 2026-06-19 | Listed for sale | $339,900 |
| 2024-02-27 | Sold | $270,000 |
| 2023-09-29 | Sold | $275,000 |
| 2023-09-22 | Pending sale | $299,900 |
| 2023-09-14 | Listed for sale | $299,900 |
| 2023-09-07 | Listing removed | -- |
| 2023-08-03 | Listed for rent | $2,500 |
| 2019-01-01 | Listing removed | $229,900 |
| 2018-06-07 | Listed for sale | $229,900 |
| 2012-08-03 | Sold | $150,000 |
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