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3515 Waville Rd NE, Bemidji, MN, 56601

5beds
4baths
3,580sqft
$1,495,000
$418price/sqft
$10,437/moest. monthly cost
$417,480/yrincome needed

About This Home

Five bedroom lakefront retreat with four baths, thoughtfully designed with an upper level and a main level anchored by a spacious living room, plus a lower level walkout with an inviting family room. The entire cabin was fully renovated in 2023, including all bathrooms, the kitchen, decking, landscaping, and the complete interior, offering a like new experience throughout. Enjoy breathtaking west facing sunsets and two primary bedrooms, each with its own private suite. A full bath is conveniently located on the main level, where the living room is surrounded by walls of windows that frame stunning lake views and fill the space with natural light, creating an exceptional setting for entertaining. Comfortably accommodating up to ten guests, the home is appointed with premium Bosch appliances and German Grohe fixtures. A private sauna designed for four enhances the experience. Set on 1.98 acres with a gentle slope to the water, the property features a brand new wraparound deck on the lakeside, a new septic system, and beautifully reimagined professional landscaping. A long driveway offers ample space for bikes and recreational vehicles, with direct access near the entrance to the Paul Bunyan State Trail. A custom built sandbox on the beach completes the lakeside setting. Located on Lake Bemidji with access to the Mississippi River, summer brings boat rides to Ruttgers Birchmont Lodge, the Fourth of July Water Carnival, the Dragon Boat Festival, regattas, fishing, and relaxing afternoons at the Lake Irving sandbar, along with scenic river excursions, swimming, and creating lasting family memories. Golf enthusiasts will appreciate proximity to the Bemidji Town and Country Club, widely regarded as one of the premier courses in Minnesota. See the 3D Matterport video.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
Lincoln Elementary SchoolGrades PK-32.2 mi
6/10
Bemidji Middle SchoolGrades 6-83.8 mi
6/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Partially Finished,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 318.978
  • Dimensions: 19.8x16.11

Bedroom2

  • Level: Main
  • Area: 165.087
  • Dimensions: 14.11x11.7

Bedroom3

  • Level: Main
  • Area: 131.25
  • Dimensions: 12.5x10.5

Bedroom4

  • Level: Lower
  • Area: 123.2
  • Dimensions: 11.2x11.0

Bedroom5

  • Level: Lower
  • Area: 122.1
  • Dimensions: 11.10x11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Dining Room

  • Level: Main
  • Area: 165.12
  • Dimensions: 12.8x12.9

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,790
  • Finished area above ground: 1,790

Foyer

  • Level: Main
  • Area: 77.42
  • Dimensions: 9.8x7.9

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,808
  • Total interior livable area: 3,580 sqft

Kitchen

  • Level: Main
  • Area: 182.97
  • Dimensions: 10.7x17.1

Living Room

  • Level: Main
  • Area: 450.76
  • Dimensions: 23.6x19.10

Patio

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Primary Bathroom

  • Level: Main
  • Area: 115.702
  • Dimensions: 14.11x8.2

Recreation Room

  • Level: Lower
  • Area: 721.6
  • Dimensions: 22x32.8

Sauna

  • Level: Lower
  • Area: 41.31
  • Dimensions: 8.1x5.1

Storage

  • Level: Lower
  • Area: 290.72
  • Dimensions: 18.4x15.8

Utility Room

  • Level: Lower
  • Area: 113.76
  • Dimensions: 15.8x7.2

Walk In Closet

  • Level: Main
  • Area: 56.7
  • Dimensions: 8.1x7.0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 800003201
  • Zoning description: Residential-Single Family
  • Foundation area: 1904

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Hard,Sand)
  • Frontage length: Water Frontage: 125

Lot

  • Lot size: 1.98 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 125 x 690

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Hail
Tornado
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$969$11,628
Property Taxes $1,608$19,296
Electricity $301$3,623
Total$10,437$125,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,840/yr
40% on housing$313,110/yr
45% on housing$278,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$154
Beltrami County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$1,495,000
2026-05-19Listed for sale$1,595,000
2021-08-31Sold$895,750
2021-05-27Listing removed--
2021-03-18Listed for sale$895,750
2020-09-26Listing removed$895,750
2020-05-19Listed for sale$895,750
2018-11-05Sold$460,000

For Sale by Agent

AgentEric J Eickhof
BrokerageJason Mitchell Group

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