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156 Main St N, Waltham, MN, 55982

2beds
1baths
642sqft
$69,900
$109price/sqft
$687/moest. monthly cost
$27,480/yrincome needed

About This Home

See the potential...opportunity knocks in this two bed, one bath home in the center of Waltham. Permanent siding, forced heat & air. Unfinished lower level has experienced water intrusion, sump basket & pump are working. Front deck also needing repair. Large concrete pad is present for a future garage. Just 5 minutes to Hayfield & 15 to Austin. Build equity here!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
Hayfield Sec.Grades 6-124.8 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Sump Basket,Sump Pump,Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 642

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 642 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Storage

  • Level: First

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 330020080
  • Zoning description: Residential-Single Family
  • Foundation area: 642

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 6,098 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 60 x 100

Parking

  • Parking features: Gravel,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Mower County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$103$1,236
Property Taxes $61$732
Electricity $170$2,050
Total$687$8,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,554/yr
40% on housing$20,610/yr
45% on housing$18,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 55982$168
Mower County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 55982$54
Mower County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$69,900
2026-04-21Listed for sale$75,000
2018-04-23Sold$14,500
2018-04-02Pending sale$15,300
2018-02-08Price change$15,300
2017-12-04Listed for sale$18,000
2007-11-30Sold$40,500
2006-12-05Sold$95,888

For Sale by Agent

AgentAaron Jones
BrokerageEdina Realty, Inc.

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