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902 4th Ave SW, Austin, MN, 55912

4beds
2baths
2,248sqft
$244,900
$109price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

This charming and beautifully updated 4-bedroom, 2-bath home perfectly blends timeless character with modern conveniences in an unbeatable location close to parks, schools, shopping, and everyday amenities. From the moment you step inside, you'll be welcomed by warm hardwood floors, abundant natural light, and a cozy wood-burning fireplace that creates an inviting atmosphere. The spacious main level is designed for both everyday living and entertaining, featuring a large kitchen with brand-new stainless steel appliances and a formal dining room ready to host family gatherings and holiday celebrations. Upstairs, you'll find three comfortable bedrooms, a full bathroom, and a newly finished attic that offers endless possibilities as a fourth bedroom, home office, playroom, or creative retreat. The finished lower level adds incredible versatility with a second fireplace, full bathroom, and a roughed-in kitchen, creating excellent potential for guests, multi-generational living, or future rental income opportunities. Major updates provide peace of mind, including a new roof, furnace, and water heater, making this home truly move-in ready. Start your mornings with coffee on the private back balcony and enjoy the convenience of an oversized garage, additional storage space, and an extra parking pad.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
4/10
Ellis Middle SchoolGrades 7-81.7 mi
4/10
Austin Senior High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1933

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,648

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,248 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 345600750
  • Zoning description: Residential-Single Family
  • Foundation area: 824

Features

  • Levels: More Than 2 Stories

Lot

  • Lot size: 5,706 sqft
  • Lot size dimensions: 127 x 45 x 127 x 45

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters in Mower County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$239$2,868
Property Taxes $244$2,928
Electricity $189$2,275
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 55912$107
Mower County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 55912$129
Mower County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$239,900
2026-06-30Price change$244,900
2026-06-18Listed for sale$249,900
2026-04-30Listing removed$249,000
2026-04-27Listed for sale$249,000
2026-04-10Listing removed$249,000
2026-04-07Price change$249,000
2026-03-07Listed for sale$242,000
2025-12-26Listing removed$265,000
2025-08-10Listed for sale$265,000
2025-06-28Listing removed$265,000
2025-05-23Price change$265,000
2025-04-25Listed for sale$275,000
2022-01-04Sold$160,000
2021-12-16Pending sale$164,000
2021-11-03Price change$164,000
2021-10-06Listed for sale$169,900

For Sale by Agent

AgentBen Greene
BrokerageEpique Realty

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