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404 2nd Ave SW, Austin, MN, 55912

2beds
1baths
1,800sqft
$149,000
$83price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

Discover the charm and durability of this inviting home, centrally located in the heart of Austin, MN. This property blends the character of a classic build with meaningful recent updates, offering the best of both worlds. Its solid, well maintained structure provides peace of mind, while renovations completed over the past couple years, including a fully updated bathroom, a remodeled kitchen, fresh interior paint throughout, and a newer water heater bring modern comfort and functionality. Upstairs, you’ll find two exceptionally spacious bedrooms, ideal for comfort and privacy. Beautiful hardwood floors add warmth and timeless appeal throughout the home. A walk-up attic provides ample storage space and offers additional potential for future use. Centrally located in the heart of the charming city of Austin, this home offers easy access to local amenities, shops, and everything you need for comfortable living. Schedule your showing today!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

2/10
Banfield Elementary SchoolGrades PK,1-40.9 mi
4/10
Ellis Middle SchoolGrades 7-81.4 mi
4/10
Austin Senior High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Storage Space,Unfinished

Bedroom

  • Level: Upper
  • Area: 224.25
  • Dimensions: 19.5x11.5

Bedroom2

  • Level: Upper
  • Area: 161
  • Dimensions: 14x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower

Features

  • Finished area below ground: 600
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 345750370
  • Zoning description: Residential-Single Family
  • Foundation area: 600

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1,960 sqft
  • Lot size dimensions: Irregular

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters in Mower County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$145$1,740
Property Taxes $119$1,428
Electricity $170$2,050
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 55912$108
Mower County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 55912$129
Mower County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$159,000
2026-05-01Listed for sale$169,000
2023-08-18Sold$95,000
2023-07-21Pending sale$89,900
2023-07-12Listed for sale$89,900

For Sale by Agent

AgentYeimy L. Reintanz
BrokerageRe/Max Results

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