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411 Keystone Loop, Houma, LA, 70360

4beds
4baths
4,555sqft
$980,000
$215price/sqft
$6,898/moest. monthly cost
$275,920/yrincome needed

About This Home

NEW LISTING IN SUGAR MILL POINT! Welcome to 411 Keystone Loop. This stunning custom built home offers the perfect blend of elegance and comfort with over 5,800 sq.ft. under roof! Featuring 4 spacious bedrooms, 3.5 baths, a dedicated office and formal dining room, this home is designed for both everyday living and entertaining - and is handicap accessible for added convenience. You'll love the gourmet kitchen, soaring ceilings and three beautiful fireplaces that add warmth and charm throughout. Step outside to a gorgeous screened-in patio featuring a full outdoor kitchen with stunning brickwork; perfect for hosting and relaxing year-round. The home welcomes you with an inviting courtyard entrance and is complimented by a fence with custom ironwork, adding both character and curb appeal. A whole-home generator provides peace of mind. Storage will never be an issue with the enormous indoor storage space and incredible closet options. Flood insurance is not required and an existing policy is transferable! A truly exceptional home with quality craftsmanship and thoughtful details throughout. Don't miss this one!!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
5/10
Houma Junior High SchoolGrades 7-81.3 mi
8/10
Terrebonne High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Brick

Other

  • Builder name: Deroche Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Stove Con,Wine Cooler,Gas Cooktop,Dishwasher,Gas Water Heater,Stainless Steel Appliance(s),Warming Drawer
  • Laundry features: Washer/Dryer Hookups

Bedroom1

  • Level: First
  • Area: 168

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 280

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Built-in Features,Ceiling 9'+,Ceiling Varied Heights,Crown Molding,Wet Bar
  • Window features: Storm Shutters
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Outside
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: 2 or More Units Heat
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,822
  • Total interior livable area: 4,555 sqft

Kitchen

  • Features: Kitchen Island, Pantry, Cabinets Custom Built
  • Level: First
  • Area: 252

Living Room

  • Level: First
  • Area: 280

Master Bathroom

  • Features: Double Vanity, Separate Shower

Master Bedroom

  • Features: Sitting/Office Area
  • Level: First
  • Area: 308

Property

Accessibility

  • Accessibility features: Handicap Exterior Provs,Handicap Interior Provs

Details

  • Parcel number: 11542
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Stories: 1
  • Patio & porch: Enclosed,Screened
  • Exterior features: Rain Gutters,Wet Bar
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Brick,Full,Wood,Wrought Iron

Lot

  • Lot size: 0.43 Acres
  • Features: Landscaped
  • Lot size dimensions: 152.36 x 168.08 x 110 x 120

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Garage,Driveway,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Hail
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$1,273$15,276
Property Taxes $326$3,912
Electricity $344$4,132
Total$6,898$82,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,502/yr
40% on housing$206,940/yr
45% on housing$183,946/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$135
Terrebonne Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$980,000
2013-04-22Sold--
2013-01-23Sold--
2010-04-16Sold--

For Sale by Agent

AgentLiz Morales Hebert
BrokerageCOLDWELL BANKER LARUSSA REAL ESTATE

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