131 Grand Harbour Ct, Hardy, VA, 24101
About This Home
LOCATION & a $9.50/MO ELEC BILL FOR next 24 years. This exceptional home w/a DEEDED BOAT SLIP. 1 floor living 4 BR (2 Primary Suites) & 3.5 BA, jacuzzi tub & massage shower. Granite, SS appliances, gas log FP, hardwood floors & more. Bright & airy. Formal Dining, work area & plenty of storage. Situated in a desirable WF neighborhood just 1+ miles from Westlake\Center. Its prime location offers convenient access to golf, shopping, healthcare, & entertainment & restaurant options. Great Room with stone FP. Primary BR's located on both levels, each inc. spacious walk-in closets. Exterior painted 2024. LL completed 2020. Both decks w/electric awning in 2025. New Stone veneer lp gas FP 2025. Clean 2 car garage. Bring your boat put it in YOUR slip to enjoy SML. Owned solar=low electric bill 1 year old Solar system paid for and has a 25 year transferable warranty. 9 months out of the year the electric bill is $9.48. Pull down in garage with floored storage above Complete new septic to 2025 code. Walk out LL with New patio for entertaining. Large back yard. Chair lift with new battery installed to LL. Propane tank leased($100 per year)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2007
Materials
- Construction materials: Cement,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Gas Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: E
Features
- Breakfast Area,Storage
- Door features: Full View,Metal
- Window features: Insulated Windows,Screens,Tilt-In
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 2,000
- Finished area above ground: 2,024
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 4,024
- Total interior livable area: 4,024 sqft
Laundry
- Level: E
Living Room
- Level: E
Office
- Level: L
Other
- Level: L
Primary Bedroom
- Level: E
Primary Bedroom
- Level: L
Recreation Room
- Level: L
Property
Details
- Parcel number: 0151402800
Features
- Patio & porch: Deck,Front Porch,Rear Porch
- Waterfront features: Water Access Only,Cove
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 9,147 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Paved,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,489 | $41,868 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $242 | $2,904 |
| Electricity | $387 | $4,651 |
| Total | $4,284 | $51,408 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $690,000 |
| 2026-02-06 | Listed for sale | $695,000 |
| 2026-02-04 | Listing removed | $695,000 |
| 2025-10-28 | Price change | $695,000 |
| 2025-10-09 | Price change | $699,990 |
| 2025-10-02 | Price change | $715,000 |
| 2025-09-25 | Price change | $720,000 |
| 2025-09-18 | Price change | $725,000 |
| 2025-09-15 | Price change | $729,500 |
| 2025-09-07 | Price change | $734,500 |
| 2025-09-03 | Price change | $740,000 |
| 2025-08-27 | Listed for sale | $745,000 |
| 2025-08-27 | Listing removed | -- |
| 2025-08-24 | Price change | $745,000 |
| 2025-08-20 | Price change | $765,000 |
| 2025-08-13 | Price change | $808,000 |
| 2025-08-09 | Listed for sale | $815,000 |
| 2025-07-30 | Listing removed | -- |
| 2025-07-30 | Pending sale | $775,000 |
| 2025-07-26 | Listed for sale | $775,000 |
| 2023-06-22 | Sold | $640,000 |
| 2023-05-04 | Pending sale | $649,500 |
| 2023-03-22 | Listed for sale | $649,500 |
| 2021-11-01 | Sold | $429,900 |
| 2021-09-09 | Pending sale | $429,900 |
| 2021-07-07 | Price change | $429,900 |
| 2021-02-09 | Listed for sale | $449,900 |
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