625 Winding Waters Dr, Moneta, VA, 24121
About This Home
Water views from every room! Featured on the 2017 Charity Home Tour, this lovely home boasts 189FT of shoreline and is located in an protected cove just off main at R24. Add 15FT of water at full pond, Wear Deck composite decking (NEVER hot), a tandem ski lift, boat lift, a drop down TV & a remodeled cabana bar. Step ashore to a patio with wood burning fire pit (smokeless), screened porch & awesome deck! Plenty of space for family and friends to relax and enjoy sunsets, game night, swimming, floating or just a relaxing evening watching their favorite show on the dock. Inside is meticulously maintained boasting 5 bedrooms, 10 FT ceilings on the main living level, a wet bar, a main level Primary ensuite with walk-in shower and over 3,200SF of finished space & a NEW 20 Seer Every day feels like vacation whether you are enjoying coffee at sunrise, floating with family & friends or enjoying a cool drink by at sunset these will be the memories you cherish most. This truly move-in ready home comes with 5 refrigerators, a new 20 Seer heat pump, an irrigation system, outdoor lighting and built-in surround system in the Den (installed by Audiotronics). Lighting, irrigation and HP are all controlled via apps.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1999
Materials
- Construction materials: Brick,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Gas Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedroom4
- Level: L
Bedroom5
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Den
- Level: L
Dining Area
- Level: E
Features
- Breakfast Area,Storage,Wet Bar
- Door features: Full View,Sliding Doors
- Window features: Insulated Windows,Tilt-In
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
- Finished area below ground: 1,365
- Finished area above ground: 1,865
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,730
- Total interior livable area: 3,230 sqft
Kitchen
- Level: E
Laundry
- Level: E
Mud Room
- Level: E
Office
- Level: L
Other
- Level: E
Other
- Level: L
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 032.03067.00
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Front Porch,Rear Porch
- Has view: Yes
- View description: Sunrise,Sunset
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,Riprap Shoreline,Southern Exposure
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.52 Acres
- Features: Gentle Sloping,Views
Parking
- Total spaces: 4
- Parking features: Attached,Paved,Garage Door Opener,Off Street
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $534 | $6,408 |
| Property Taxes | $650 | $7,800 |
| Electricity | $311 | $3,733 |
| Total | $10,849 | $130,188 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $1,794,999 |
| 2026-08-10 | Price change | $1,795,000 |
| 2026-07-21 | Listed for sale | $1,850,000 |
| 2026-07-16 | Listing removed | $1,899,900 |
| 2026-05-29 | Listed for sale | $1,899,900 |
| 2023-09-09 | Listing removed | -- |
| 2023-08-22 | Listed for rent | $5,000 |
| 2022-10-17 | Sold | $333,206 |
| 2020-11-23 | Sold | $790,000 |
| 2020-10-04 | Pending sale | $789,000 |
| 2020-10-01 | Listed for sale | $789,000 |
View on Zillow