10 Sunny Cove Dr, Moneta, VA, 24121
About This Home
Welcome to 10 Sunny Cove Dr in beautiful Moneta, VA--located in the long-established Stripers Landing community with convenient lake access to Smith Mountain Lake!This well-maintained 3-bedroom, 2-bath home offers comfortable one-level living with the added peace of mind of a whole-house generator. Situated on a spacious lot, the property features multiple outbuildings with electricity--perfect for hobbies, storage, or workshop space. The standout is a massive 29 x 30 building, ideal for boat storage, equipment, or your dream workspace. Enjoy the best of lake living without the waterfront price tag, all while being just minutes from local dining, shopping, marinas, and everything the Smith Mountain Lake area has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1991
Materials
- Construction materials: Vinyl,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Door features: Insulated,Storm Door(s)
- Window features: Tilt-In
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,172
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 2,172
- Total interior livable area: 2,172 sqft
Property
Details
- Parcel number: 047 02068 00
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Rear Porch
- Waterfront features: Water Access Only
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.56 Acres
Parking
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $175 | $2,100 |
| Electricity | $209 | $2,510 |
| Total | $3,051 | $36,612 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $539,000 |
| 2024-09-18 | Sold | $405,000 |
| 2024-08-18 | Pending sale | $429,700 |
| 2024-08-09 | Price change | $429,700 |
| 2024-08-05 | Price change | $429,900 |
| 2024-08-02 | Price change | $415,000 |
| 2024-06-27 | Price change | $429,000 |
| 2024-06-20 | Price change | $445,000 |
| 2024-06-13 | Price change | $449,900 |
| 2024-06-07 | Listed for sale | $450,000 |
| 2006-01-11 | Sold | $179,900 |
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