110 Windmere Trl, Moneta, VA, 24121
About This Home
Motivated Seller -Gorgeous lakefront Lindal Cedar chalet-style home situated on 1.37 acres with beautiful morning views of the water. This home offers 3 bedrooms, 3.5 baths, plus a finished basement with bar area and potential for 4th and 5th bedrooms. The main living area features vaulted ceilings, wood floors, a wood-burning fireplace, and stunning tongue-and-groove ceilings in the living and dining areas. Walls of windows provide incredible lake views and natural light, with a deck overlooking the water and paver walkway leading to the dock. The primary suite includes a jetted tub, stand-up shower, and large walk-in closet. Recent updates include all new kitchen appliances (2024), new HVAC system (2022), new 80-gallon hot water tank, Leaf Filter gutter protection with lifetime warranty, and a septic system with new pump and float. Built with 2x6 framing and 5/8 sheetrock for quality construction and insulation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2005
Materials
- Construction materials: Log,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Cooktop,Dishwasher,Humidifier,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: U
Bedroom3
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: E
Eat In Kitchen
- Level: E
Family Room
- Level: L
Features
- Breakfast Area,Indirect Lighting
- Door features: Full View,Sliding Doors
- Window features: Screens
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Flue Available
- Fireplace: Yes
- Finished area below ground: 1,155
- Finished area above ground: 2,266
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,421
- Total interior livable area: 3,421 sqft
Laundry
- Level: E
Living Room
- Level: E
Office
- Level: L
Other
- Level: E
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Sun Room
- Level: E
Property
Details
- Parcel number: 048 03003 00
- Other equipment: Satellite Dish
Features
- Patio & porch: Deck,Patio,Front Porch
- Exterior features: Sunroom
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Sunrise
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,No Wake Area,Riprap Shoreline
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 1.37 Acres
- Features: Varied
Parking
- Total spaces: 7
- Parking features: Garage Under,Garage Door Opener,Off Street
- Has garage: Yes
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $456 | $5,472 |
| Electricity | $329 | $3,954 |
| Total | $7,728 | $92,736 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $1,399,000 |
| 2026-04-13 | Price change | $1,479,950 |
| 2026-03-16 | Listed for sale | $1,499,950 |
| 2003-11-14 | Sold | $174,000 |
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