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25 Lands End Cir, Union Hall, VA, 24176

5beds
5baths
3,828sqft
$969,900
$253price/sqft
$5,784/moest. monthly cost
$231,360/yrincome needed

About This Home

Take advantage of this PRICE REDUCTION on the only home available for sale in Lands End, a premier gated community on Smith Mountain Lake. This spacious, maintenance free lakefront home offers over 3800 finished square feet with 5 bedrooms, 4.5 baths providing plenty of room for family and friends to gather and make lasting memories. Comes with a deeded, covered, oversized boat slip located further down the pier offering deep water to get your boat in and out of the slip with ease, salt water pool, sandy beach with firepit, private boat ramp, day docks, and secure trailer storage. Enjoy low HOA fees that covers lawn maintenance, irrigation, community water and septic. Beautiful views of the lake and mountains all the way to the Peaks of Otter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
7/10
4/10
Franklin County High SchoolGrades 9-1212.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Construction materials: Brick,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Electric Range,Gas Range,Refrigerator

Basement

  • Has basement: Yes

Bedroom1

  • Level: E

Bedroom2

  • Level: U

Bedroom3

  • Level: L

Bedroom4

  • Level: L

Bedroom5

  • Level: L

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: E

Eat In Kitchen

  • Level: E

Family Room

  • Level: L

Features

  • Indirect Lighting,Wet Bar
  • Window features: Insulated Windows,Tilt-In
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,059

Foyer

  • Level: E

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 3,828
  • Total interior livable area: 3,828 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Living Room

  • Level: E

Office

  • Level: U

Other

  • Level: O

Primary Bedroom

  • Level: E

Recreation Room

  • Level: L

Property

Details

  • Parcel number: 051 12051 00

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Front Porch
  • Exterior features: Balcony,Other - See Remarks,Maint-Free Exterior
  • Has spa: Yes
  • Spa features: Bath,Heated
  • Has view: Yes
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Water Access Only
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 0.28 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$171$2,052
Property Taxes $341$4,092
Electricity $368$4,424
Total$5,784$69,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,308/yr
40% on housing$173,520/yr
45% on housing$154,240/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 24176$336
Franklin County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 24176$290
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$930,000
2026-07-02Listed for sale$969,900
2021-01-14Sold$506,800
2020-12-05Listed for sale$560,000
2020-12-04Pending sale$560,000
2020-12-04Listed for sale$560,000
2020-05-06Sold$495,000
2020-03-17Pending sale$529,000
2019-12-27Listed for sale$529,000
2019-11-16Listing removed$569,900
2019-01-07Listed for sale$569,900
2013-05-28Sold$385,000

For Sale by Agent

AgentTRENDA A PASLEY
BrokerageMKB, REALTORS(r) - AT THE LAKE

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