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423 Coggins Shore Rd, Inman, SC, 29349

4beds
3baths
2,252sqft
$620,000
$275price/sqft
$3,904/moest. monthly cost
$156,160/yrincome needed

About This Home

Welcome to 423 Coggins Shore Rd, a beautiful lakefront home in a prime location on Lake Bowen. This custom-designed retreat offers stunning water views, modern comfort, and direct lake access. Inside, the open floor plan is filled with natural light and features a spacious living area with a fireplace, perfect for relaxing or entertaining. The kitchen offers modern appliances, ample counter space, and great storage. The home includes three bedrooms plus a flex room ideal for a fourth bedroom or home office. Enjoy outdoor living on the custom deck with stonework, or head to the private dock for boating, fishing, and swimming. This home offers the perfect blend of comfort and lakefront living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10
Chapman High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mixed Use
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: 1st Floor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electricity

Features

  • Ceiling Fan(s),Fireplace
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,252

Interior Area

  • Total interior livable area: 2,252 sqft

Property

Details

  • Parcel number: 1231501500

Features

  • Levels: One
  • Patio & porch: Deck,Patio,Porch
  • Waterbody name: Lake Bowen
  • Living area range: 2200-2399

Lot

  • Lot size: 0.43 Acres
  • Features: Lake on Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Spartanburg County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$254$3,048
Property Taxes $299$3,588
Electricity $216$2,598
Total$3,904$46,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,851/yr
40% on housing$117,120/yr
45% on housing$104,106/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 29349$157
Spartanburg County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 29349$172
Spartanburg County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$660,000
2025-12-13Listing removed$660,000
2025-08-01Listed for sale$660,000
2025-07-19Pending sale$660,000
2025-07-03Price change$660,000
2025-06-10Price change$675,000
2025-04-21Price change$685,000
2025-04-02Listed for sale$700,000
2017-07-13Sold$370,000
2017-06-24Pending sale$390,000
2017-04-25Price change$390,000
2017-03-02Listed for sale$409,000
2016-12-31Listing removed$409,000
2016-04-30Price change$409,000
2015-10-23Price change$419,000
2015-04-25Price change$425,000
2015-01-22Listed for sale$435,000
2007-01-30Sold$380,000
2006-08-21Sold$215,000

For Sale by Agent

AgentHays Keadle
BrokerageReal Broker, LLC

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