403 HARBOR RIDGE DRIVE, Palm Harbor, FL, 34683
About This Home
Wow and Welcome Home to you new Townhouse in the highly sought after Harbor Ridge of Palm Harbor! This corner lot is one of the largest in the community with a serene overlooking the pond! VETERAN OWNED **(VA Loan 4.5% Assumable potential)! This is a MOTIVATED SELLER! Will make a Buyer's concession for the Appliances and Carpet upstairs. This has mature trees, offering the kind of tranquil water views and hand a custom paver back porch and includes a pond front grill / relaxing spot! This beautifully detailed and immaculately maintained 1700 square foot townhouse will have you feeling at home the moment you step foot in the door. The gourmet kitchen boasts solid birch cabinetry, granite counters and high-end Kenmore Elite Appliances. The hardwood floors glean perfection and lead your eyes directly to the pond view. The bedrooms upstairs are separated by a long hallway with laundry closet and plenty of closet space. The master has a fantastic pond view and large walk in closet and the bathroom was updated with glass shower doors. The guest bedrooms are spacious and accommodating. The windows and garage door are hurricane impact proof. Roof is new in 3/5/25 and HVAC new in 7/1/22. This is a beautiful unit on the largest lot with the greatest pond view!!!
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Range,Range Hood,Refrigerator,Water Filtration System,Water Purifier,Water Softener
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 132
- Dimensions: 11x12
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 182
- Dimensions: 13x14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Eating Space In Kitchen,High Ceilings,Stone Counters,Thermostat
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile,Hardwood
- Common walls with other units/homes: Corner Unit,End Unit
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Kitchen
- Features: Breakfast Bar,Granite Counters,Pantry,Walk-In Closet(s)
- Level: First
- Area: 180
- Dimensions: 12x15
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 240
- Dimensions: 15x16
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 232715363020000170
- Zoning: RPD-5
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Rear Porch
- Exterior features: Sidewalk
- Has view: Yes
- View description: Water,Pond
- Has water view: Yes
- Water view: Water,Pond
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 4,970 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $388 | $4,656 |
| Property Taxes | $593 | $7,116 |
| Electricity | $197 | $2,366 |
| Total | $3,149 | $37,788 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $374,900 |
| 2026-06-10 | Price change | $389,900 |
| 2026-05-22 | Listed for sale | $399,900 |
| 2020-05-16 | Listing removed | $2,000 |
| 2020-04-22 | Listed for rent | $2,000 |
| 2019-05-19 | Listing removed | $2,300 |
| 2019-05-04 | Listed for rent | $2,300 |
| 2019-05-03 | Sold | $282,500 |
| 2019-03-30 | Pending sale | $292,000 |
| 2019-03-23 | Listed for sale | $292,000 |
| 2015-03-30 | Sold | $225,000 |
| 2015-02-06 | Listed for sale | $229,500 |
| 2012-11-01 | Sold | $211,855 |
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