See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

826 G Swauger Rd, Oakland, MD, 21550

2beds
3baths
2,914sqft
$1,095,000
$376price/sqft
$6,838/moest. monthly cost
$273,520/yrincome needed

About This Home

A Rare Fine Indeed! The private, end of the road farm is located in the much-desired Pleasant Valley area of southern Garrett County, MD. Built in 1933 and remodeled in 2020, this farmhouse is a must see. The inviting living area is complemented by a wood burning stove, while a LP gas furnace provides hot water radiant heat throughout the home. The kitchen features concrete countertops and is highlighted by an antique two-bowl porcelain sink. The two bedrooms have walk-in closets. This 64 +/- acre property has approximately 40 +/- acres of tillable land and there is an additional 9.44 +/- acres that is subject to a CREP/Conservation Easement where 4100 trees were planted (9 Different species). Whether you're seeking a full-time residence or a vacation getaway, this property captures the best of both worlds. Great area to ride your ATV's and if you're a hunter has whitetails on the property. The property features a 40-foot x 76-foot barn with approximately 5900 Sq. Ft of area inside. Plenty of room for hay, grains or storage for your equipment. Come and enjoy the COUNTRY!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Swan Meadow SchoolGrades K-80.9 mi
5/10
5/10

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Block
  • Roof: Asphalt,Metal
  • Construction materials: Other,Wood Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Features: Flooring - Other
  • Level: Upper
  • Area: 90
  • Dimensions: 9 X 10

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Lower
  • Area: 2354
  • Dimensions: 11 X 214

Bedroom1

  • Features: Ceiling Fan(s),Walk-In Closet(s),Flooring - HardWood
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Features

  • Ceiling Fan(s),Floor Plan - Traditional,Kitchen - Country,Walk-In Closet(s)
  • Flooring: Hardwood,Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 1,100
  • Finished area above ground: 1,814

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Hot Water,Wood Stove,Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,914
  • Total interior livable area: 2,914 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Laundry

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 126
  • Dimensions: 9 X 14

Living Room

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Main
  • Area: 575
  • Dimensions: 23 X 25

Office

  • Level: Lower
  • Area: 208
  • Dimensions: 13 X 16

Office

  • Features: Ceiling Fan(s),Flooring - HardWood
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Other

  • Level: Lower
  • Area: 45
  • Dimensions: 5 X 9

Utility Room

  • Level: Lower
  • Area: 275
  • Dimensions: 11 X 25

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 1214014020
  • Zoning: AG
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Pasture,Trees/Woods

Lot

  • Lot size: 64 Acres
  • Features: Backs to Trees,Adjoins - Open Space,Front Yard,Hunting Available,Wooded,Secluded
  • Lot size dimensions: 64 +/- Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$221$2,652
Property Taxes $710$8,520
Electricity $371$4,455
Total$6,838$82,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,445/yr
40% on housing$205,140/yr
45% on housing$182,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 21550$200
Garrett County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 21550
Garrett County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$1,095,000
2018-02-13Sold$370,000
2015-03-31Sold$368,000
2014-11-04Listing removed$379,000
2014-08-07Pending sale$379,000
2014-07-28Listed for sale$379,000

For Sale by Agent

AgentLarry Roth
BrokerageRailey Realty, Inc.

Similar Homes