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7635 Mississippi Trl, Hastings, MN, 55033

5beds
1baths
1,740sqft
$850,000
$489price/sqft
$5,501/moest. monthly cost
$220,040/yrincome needed

About This Home

Rare opportunity to own nearly 20 acres of secluded countryside just minutes from Hastings. This 19.79-acre property offers a unique blend of open meadow, mature woods, and exceptional privacy, making it ideal for hobby farmers, hunters, outdoor enthusiasts, or anyone looking for room to roam. Approximately 15 acres are heavily wooded and directly border county-owned land, creating an expansive natural buffer that extends toward the Mississippi River corridor. Wildlife is abundant, and the setting provides outstanding opportunities for hunting, recreation, hiking, and exploring right out your back door. The property features several existing outbuildings, including a large 35x90 Quonset-style building, traditional barn, grain bin, storage sheds, and additional agricultural structures offering ample space for equipment, livestock, workshops, hobbies, or future restoration projects. Several acres of open field provide excellent potential for pasture, hobby farming, gardening, or recreational use. The home has been taken down to the studs and is ready for your vision. Significant improvements have already been completed, including a metal roof, windows, septic system, and approximately half of the siding in 2016, plus a new well in 2020. Natural gas is available at the road, providing additional flexibility for future improvements and finishing plans. Whether you're dreaming of a hunting retreat, hobby farm, recreational getaway, or country homestead, this property offers a rare combination of privacy, infrastructure, and opportunity in a highly desirable location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Hastings Middle SchoolGrades 5-84.2 mi
9/10
Hastings High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,740

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,676
  • Total interior livable area: 1,740 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 300260030012
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 19.80 Acres
  • Lot size dimensions: 1341 x 655 x 1263 x 126 x 108 x 428

Parking

  • Total spaces: 3
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$589$7,068
Property Taxes $444$5,328
Electricity $170$2,050
Total$5,501$66,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,605/yr
40% on housing$165,030/yr
45% on housing$146,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 55033$152
Dakota County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55033$184
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$825,000
2026-06-24Price change$850,000
2026-06-10Listed for sale$875,000
2013-09-26Sold$580,000

For Sale by Agent

AgentKyle White
BrokerageRE/MAX Advantage Plus

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