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13827 E 46th Ave, Spokane, WA, 99206

6beds
6baths
4,733sqft
$1,795,000
$379price/sqft
$11,432/moest. monthly cost
$457,280/yrincome needed

About This Home

Privately tucked on 2.9 serene acres, this new construction 5 bed, 5 bath home + 1 bed, 1 bath ADU features custom finishes throughout. Main floor offers open-concept living, custom stone fireplace, and chef’s kitchen w/ knotty alder cabinetry and Forno appliances: 60” dual fridge, 48” 8-burner gas range w/ dual convection + rotisserie, microwave, 2 dishwashers, and 2 sinks. Main level includes bed, office, full bath, laundry. Upstairs: primary w/ balcony + spa bath, plus 2 beds + full bath. Lower-level suite w/ living, dining, kitchenette w/ bar, ensuite bath w/ 72” tub + guest bath. 3-bay garage + ADU + generous off-street parking and RV space. 400-amp service, multiple HVAC, mini split.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

8/10
Chester Elementary SchoolGrades PK-51.3 mi
8/10
Horizon Middle SchoolGrades 6-81.2 mi
6/10
University High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bath Off Primary,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Forced Air,Wall Furnace,Natural Gas
  • Cooling features: Ductless,Forced Air

Interior Area

  • Total structure area: 3,933
  • Total interior livable area: 4,733 sqft

Other

  • Level: Lower

Property

Details

  • Parcel number: 44022.9087
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Kitchen,Second Primary Bedroom,Bath Off Primary,Dbl Pane/Storm Window,Fireplace,French Doors,Jetted Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Spa features: Bath
  • Has view: Yes
  • View description: City,Territorial
  • Topography of land: Partial Slope,Rolling
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 2.90 Acres
  • Features: Paved,Secluded,Deck,Gas Available,Outbuildings,RV Parking,Shop,Sprinkler System

Parking

  • Total spaces: 9
  • Parking features: Driveway,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$503$6,036
Property Taxes $1,530$18,360
Electricity $323$3,884
Total$11,432$137,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,954/yr
40% on housing$342,960/yr
45% on housing$304,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$197
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-22Listed for sale$2,000,000
2024-05-31Listing removed--
2024-03-01Pending sale--
2008-09-24Sold$254,900

New Construction

AgentKyle Krug
BrokerageJohn L. Scott, Inc

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