536 Split Rock Dr, Loveland, CO, 80537
About This Home
Experience the best of lakefront living in sought-after Quarry Lake, where breathtaking sunrises and shaded evening patio dinners become part of your everyday routine. This beautiful 3,260 sq. ft. ranch-style home with a walkout basement offers direct access to a private, stocked neighborhood lake-perfect for pontoon boats, paddleboards, and electric motor use. Designed with an open floor plan, high ceilings, and expansive windows, the home showcases stunning water views throughout. The main level features a luxurious primary suite, a versatile office or guest bedroom suite, convenient laundry with pass-through access, and a spacious deck with soaring lakefront views and a natural gas connection-ideal for outdoor entertaining. The walkout lower level provides additional living space with a large recreation room, two bedrooms, a wet bar, and a generous storage/workroom. Step outside to the lakeside patio and enjoy your private dock for easy access to the water. Thoughtfully equipped with an elevator in the primary closet and a garage lift, this home offers both comfort and accessibility. Enjoy low-maintenance living with HOA services covering landscaping and snow removal. Located adjacent to River's Edge Natural Area, residents have access to 163 acres of open space, miles of scenic trails, and abundant wildlife. Situated in the Thompson R2-J School District and conveniently close to restaurants, shopping, and everyday amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Roof: Tile
- Construction materials: Stone,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave,Disposal
Basement
- Has basement: Yes
- Basement: Partially Finished,Sump Pump
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 11 x 12
Bedroom3
- Level: Basement
- Area: 231
- Dimensions: 11 x 21
Bedroom4
- Level: Basement
- Area: 169
- Dimensions: 13 x 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
Features
- Walk-In Closet(s),High Ceilings
- Door features: 6-Panel Doors
- Window features: Window Coverings
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Insert,Gas,Living Room,One
- Fireplace: Yes
- Finished area above ground: 1,630
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,630
- Total interior livable area: 3,260 sqft
Kitchen
- Level: Main
- Area: 160
- Dimensions: 10 x 16
Laundry
- Level: Main
- Area: 54
- Dimensions: 6 x 9
Primary Bedroom
- Features: 5 Piece Primary Bath
- Level: Main
- Area: 208
- Dimensions: 13 x 16
Recreation Room
- Level: Basement
- Area: 475
- Dimensions: 19 x 25
Property
Accessibility
- Accessibility features: Main Floor Bath,Accessible Bedroom,Stall Shower,Accessible Elevator Installed
Details
- Parcel number: R1652193
- Attached to another structure: Yes
- Zoning: TH/RH
- Special condition: Private Owner
- Exclusions: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Sprinkler System,Balcony
- Has view: Yes
- View description: Mountain(s),Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Abuts Pond/Lake,Waterfront
Lot
- Lot size: 4,996 sqft
- Features: Waterfront,Paved
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $400 | $4,800 |
| Electricity | $246 | $2,953 |
| Total | $5,745 | $68,940 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $925,000 |
| 2026-07-01 | Listed for sale | $925,000 |
| 2013-03-28 | Sold | $408,147 |
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