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275 Michaels Ct, Chesnee, SC, 29323

1beds
1baths
864sqft
$450,000
$521price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

Welcome to this like-new custom-built cottage, where waterfront views steal the show and every detail is designed for comfort, convenience, and effortless living. Offered fully furnished, this turnkey retreat is ready for you to move in or begin generating income immediately. Inside, you'll find a thoughtfully crafted home that blends cozy cottage charm with modern finishes, all positioned to take full advantage of the serene water views. Step outside onto the covered back porch and enjoy a true outdoor oasis featuring an outbuilding for storage or hobbies, plus a spacious carport accommodating 4+ vehicles, boats, or RVs. With power and water already in place for RV hookups, hosting guests or traveling in comfort has never been easier. Tucked away for privacy yet ideally located, this property offers the perfect balance of seclusion, and accessibility. Situated in Spartanburg County District 2 schools, you're just minutes away from shopping, dining, medical facilities, and everyday conveniences. Whether you're searching for a peaceful full-time residence, a weekend escape, or a high-potential investment, this waterfront cottage checks every box. Rarely does a property offer this level of charm, functionality, and flexibility-all in one stunning setting. So grab your fishing poles, kayaks, paddleboards, boats, launch right off of your very own dock, and simply enjoy living life, right here at 275 Michaels Court in Chesnee, South Carolina!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Cooktop,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: 1st Floor,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Solid Surface Counters,Open Floorplan,Pantry
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl
  • Fireplace features: Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 2240002508
  • Attached to another structure: Yes

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: R/V - Boat Parking
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Waterfront
  • Waterbody name: Blalock
  • Living area range: 700-999

Lot

  • Lot size: 1.99 Acres
  • Features: Dock,Lake on Lot

Parking

  • Total spaces: 4
  • Parking features: Carport,3 Car Carport,Covered,Detached,Driveway,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Spartanburg County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$177$2,124
Property Taxes $217$2,604
Electricity $204$2,449
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 29323$153
Spartanburg County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 29323$179
Spartanburg County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$575,000
2026-03-07Pending sale$575,000
2026-01-21Listed for sale$575,000
2025-07-04Listing removed$539,900
2025-03-11Listed for sale$539,900
2024-12-10Listing removed$595,000
2024-07-12Listed for sale$595,000
2022-09-12Sold$150,000

For Sale by Agent

AgentJeffrey Parks
BrokerageBHHS C Dan Joyner - Sptbg

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