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1981 Kk Rd, Waterloo, IL, 62298

3beds
2baths
2,200sqft
$1,300,000
$591price/sqft
$9,092/moest. monthly cost
$363,680/yrincome needed

About This Home

Welcome to one of the most extraordinary and truly one-of-a-kind properties you will ever have the opportunity to own! Nestled on 47.61 breathtaking acres of scenic wooded land in Waterloo backing to a nature preserve, this incredible log cabin retreat offers a rare combination of rustic charm, modern comfort, and unparalleled privacy that is simply impossible to replicate. From the moment you turn onto the private mile-long driveway — lined with 50 feet of clearance on either side for future widening — you'll know this property is something truly special. The cleared area surrounding the home provides a beautiful and serene front and back yard, while the surrounding wooded acreage is home to an incredible variety of fruit and nut trees including apple, cherry, pecan, pear, chestnut, and more — a nature lover's paradise in every sense of the word! Step onto the charming covered front porch and into the warm and inviting log cabin, where the spacious family room immediately captures your heart with its large windows offering scenic views, soaring vaulted ceiling adorned with gorgeous wood beams and a stunning wood burning fireplace with insert — the perfect gathering spot for family and friends on cool evenings. The well-appointed kitchen features ample cabinet storage, ceramic flooring, a pantry cabinet, and all appliances included, making everyday living both comfortable and convenient. Two generously sized bedrooms and a bathroom round out the main level. Head upstairs to discover the private third bedroom retreat, complete with a walk-in closet, a full bathroom, and a wonderful loft area — the perfect space for reading, relaxing, or simply taking in the beauty of the surrounding property. The outdoor living spaces of this property are nothing short of extraordinary. The sprawling wrap-around deck — partially covered for year round enjoyment & the incredible 2,100 square foot patio & a hanging day bed create the ultimate outdoor living experience. Whether you're hosting gatherings, stargazing on a clear night, or simply soaking in the peaceful surroundings, this outdoor space delivers in every way. But wait, there's more. This property also features a brand new AC & furnace, a 30' x 40' outbuilding perfect for storage, hobbies, or equipment, a charming chicken coop for the hobby farmer, and the crown jewel of this incredible estate — a stunning 1,500 square foot treehouse w/ heat/AC & plumbing (has it's own septic tank). Complete with a family room, full bathroom, kitchenette, a loft area, & deck, this treehouse is truly a destination in itself — perfect for guests, a vacation rental opportunity, or simply the most incredible backyard retreat imaginable! Additional highlights include Starlink internet service in both the home and treehouse, a tankless water heater & a well with holding tank ensuring modern comfort and connectivity in this remarkable off the beaten path retreat. With its unmatched combination of acreage, privacy, rustic charm, and incredible amenities, 1981 KK Rd is a once in a lifetime opportunity that truly has to be seen to be believed. Schedule your private showing today — properties like this simply do not come along very often!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Valmeyer Jr High SchoolGrades 6-83.0 mi
6/10
Valmeyer High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Freezer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 64
  • Dimensions: 8x8

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 272
  • Dimensions: 17x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 900
  • Dimensions: 30x30

Features

  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Loft

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 0923200002000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Lighting,Private Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 48.60 Acres
  • Features: Back Yard,Front Yard,Heavy Woods

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$769$9,228
Property Taxes $1,581$18,972
Electricity $169$2,030
Total$9,092$109,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,725/yr
40% on housing$272,760/yr
45% on housing$242,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 62298$187
Monroe County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 62298$162
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$1,300,000

For Sale by Agent

AgentLinda R Frierdich
BrokerageCentury 21 Advantage

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