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9477 Creek Summit Cir, Richmond, VA, 23235

4beds
3baths
2,587sqft
$865,000
$334price/sqft
$5,756/moest. monthly cost
$230,240/yrincome needed

About This Home

What If Your Next Home Could Be Exactly What You’ve Been Dreaming Of—Right Down To The Last Detail? This To-Be-Built, Fully Customizable Single-Family Home Lets You Do Just That. From The Layout To The Finishes, You Get To Choose What Works Best For You. Here’s What’s Already Planned: 4 Spacious Bedrooms (One Can Be A Bonus Room You Can Use However You Like), 2.5 Bathrooms, And A Two-Car Garage. But It Doesn’t Stop There—You Can Even Finish The Basement And Turn It Into A Media Room, A Hobby Space, A Workshop, Or Make Room For A 3RD CAR. Plan Begins at 2,500+ SQFT with options to Finish 3,500+ SQFT! All Of This Is In Creek’s Edge At Stony Point—A Gated Community Where You’ll Enjoy A Peaceful, Private Setting With Access To Fantastic Amenities. Even Better? It’s A Low-Maintenance Lifestyle. Yard Work, Exterior Maintenance, Snow Removal, And Trash Pickup? Already Handled. So, If You’ve Been Waiting For The Perfect Opportunity To Build Your Dream Home—This Is It.

Getting Around

32
WalkingCar-Dependent
18
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

6/10
3/10
2/10
Huguenot High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Drywall,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 15.6 x 7.6

Additional Room

  • Level: Second
  • Dimensions: 7.3 x 11.8

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Second
  • Dimensions: 11.8 x 13.0

Bedroom3

  • Level: Second
  • Dimensions: 11.8 x 12.8

Bedroom4

  • Level: Second
  • Dimensions: 19.8 x 13.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.8 x 12.8

Features

  • Bedroom on Main Level,Breakfast Area,Double Vanity,Granite Counters,High Ceilings,Bath in Primary Bedroom,Main Level Primary,Pantry,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Partially Carpeted,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,587

Great Room

  • Level: First
  • Dimensions: 19.4 x 13.8

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 2,587 sqft

Kitchen

  • Level: First
  • Dimensions: 11.8 x 11.8

Laundry

  • Level: First

Master Bedroom

  • Level: First
  • Dimensions: 14.0 x 15.0

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: C0010491086
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$269$3,228
Property Taxes $865$10,380
Electricity $249$2,990
Total$5,756$69,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,348/yr
40% on housing$172,680/yr
45% on housing$153,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 23235$242
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23235$216
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-29Listed for sale$845,000
2022-12-09Listing removed--
2022-07-29Listed for sale$749,500

New Construction

AgentErin Hungerford
BrokerageLong & Foster REALTORS

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