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20 Ivy Loop, Phenix City, AL, 36867

5beds
3baths
3,869sqft
$447,000
$116price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Tucked away in a cul-de-sac, this spacious 5-bedroom, 3-bath home offers 3,869 square feet of living space along with a backyard built for enjoying Alabama summers. From the in-ground pool and covered patio to the fully fenced yard and storage shed, there's plenty of room to relax, entertain, and enjoy the outdoors. Inside, you'll find hardwood floors throughout much of the main level, a formal dining room with wainscoting, and a generously sized living room centered around a brick fireplace. The kitchen features granite countertops, abundant cabinetry, stainless steel appliances, a center island, and bar seating, creating a functional hub for daily life. One of the home's standout features is the main-level bedroom and full bathroom, offering flexibility for guests, multi-generational living, or a private home office. Upstairs, the oversized primary suite provides room for a sitting area and includes a spacious ensuite bath with a soaking tub, separate shower, and walk-in closet. Three additional bedrooms complete the upper level. The covered back patio overlooks the pool and private backyard, creating an ideal setting for outdoor gatherings. Located in a desirable Phenix City neighborhood convenient to Columbus, Fort Benning, shopping, and dining, this home offers the space, functionality, and outdoor amenities that are increasingly hard to find. An added bonus: buyers have the opportunity to choose between Russell County or Lee County schools.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Lakewood Primary SchoolGrades K-22.0 mi
10/10
8/10
Central High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab/No
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Electric

Interior Area

  • Total structure area: 3,869
  • Total interior livable area: 3,869 sqft

Master Bathroom

  • Features: Double Vanity,Vaulted Ceiling(s)

Property

Details

  • Parcel number: 14093000002540
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: In Ground
  • Exterior features: Landscaping
  • Fencing: Fenced
  • Living area range: 3500-3999

Lot

  • Lot size: 6,891 sqft
  • Features: Private Backyard

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,2-Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Hail
Hurricane
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,260$27,120
Home Insurance *$207$2,484
Property Taxes $145$1,740
Electricity $432$5,195
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$93
Lee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$439,000
2026-07-13Listed for sale$447,000
2026-07-13Pending sale$447,000
2026-07-03Price change$447,000
2026-06-04Listed for sale$455,000
2024-12-24Sold$405,000
2024-10-11Sold$413,000
2024-09-18Pending sale$425,000
2024-09-17Contingent$425,000
2024-08-22Listed for sale$425,000
2022-04-07Sold$316,900
2020-07-31Sold$339,000
2020-07-01Pending sale$339,900
2020-06-24Listed for sale$339,900
2011-08-04Sold$45,000

For Sale by Agent

AgentRiley Manasek
BrokerageKeller Williams Realty River Cities

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