71 Ruby Ln, Mineral Bluff, GA, 30559
About This Home
Welcome to your perfect mountain retreat—where comfort, style, and location come together seamlessly. This fully updated and beautifully remodeled 5-bedroom, 3.5-bath home sits on 2.88 acres of serene North Georgia landscape, offering the ideal balance of privacy and convenience. Located just minutes from downtown Blue Ridge, McCaysville, and Murphy, NC, you'll enjoy easy access to charming shops, dining, and outdoor adventures while still feeling tucked away in your own peaceful haven. Step inside to discover a spacious, thoughtfully designed interior featuring modern finishes throughout. The open-concept living areas are perfect for gathering, while the fully finished basement provides additional living and entertainment space—ideal for hosting guests or creating a game or media room. A versatile bonus room offers flexibility for a home office, gym, or extra sleeping quarters. The home comes fully furnished, making it truly move-in ready or an excellent turnkey investment opportunity. Outdoor living shines here, with a large deck perfect for relaxing or entertaining, a hot tub for unwinding under the stars, and a cozy fire pit area that invites memorable evenings with family and friends. Whether you're looking for a full-time residence, vacation home, or income-producing rental, this property delivers the best of mountain living with modern comfort and style.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Craftsman,Modern
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer
- Laundry features: Laundry Closet,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Pantry,Ceiling Fan(s),Sheetrock,Eat-in Kitchen
- Flooring: Wood,Tile,Luxury Vinyl
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,852
- Total interior livable area: 3,852 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 0029 03001
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch,Deck
- Exterior features: Private Yard,Fire Pit
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Mountain(s)
- Frontage type: Road
- Topography of land: Level,Sloping
Lot
- Lot size: 2.88 Acres
Parking
- Total spaces: 1
- Parking features: Garage,Driveway,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $504 | $6,048 |
| Electricity | $374 | $4,491 |
| Total | $4,940 | $59,280 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $750,000 |
| 2025-09-21 | Listing removed | $4,500 |
| 2025-09-13 | Price change | $4,500 |
| 2025-08-20 | Listed for rent | $5,000 |
| 2025-08-10 | Listing removed | $5,250 |
| 2025-07-15 | Price change | $5,250 |
| 2025-06-26 | Listed for rent | $6,000 |
| 2023-05-22 | Listing removed | -- |
| 2023-05-03 | Listed for rent | $5,000 |
| 2022-09-26 | Listing removed | -- |
| 2022-08-26 | Listed for rent | $5,500 |
| 2022-07-27 | Listing removed | -- |
| 2022-07-17 | Price change | $5,500 |
| 2022-07-04 | Listed for rent | $6,500 |
| 2021-12-17 | Sold | $435,000 |
| 2021-11-17 | Pending sale | $499,900 |
| 2021-10-27 | Price change | $449,900 |
| 2021-04-27 | Listed for sale | $499,900 |
For Sale by Agent
View on Zillow