261 Harding Dr, Spartanburg, SC, 29307
About This Home
Welcome home to this 1,300 sq. ft., 3-bedroom, 2-bathroom home sitting on a generous 0.4-acre lot—ready for its next owners! Featuring a spacious layout with endless potential on an expansive lot, this property is an exceptional opportunity for first-time
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air,Electricity
Features
- Ceiling Fan(s)
- Flooring: Carpet,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,300
Interior Area
- Total interior livable area: 1,300 sqft
Property
Details
- Parcel number: 3131505000
Features
- Levels: One
- Living area range: 1200-1399
Lot
- Lot size: 0.40 Acres
Parking
- Parking features: Driveway,Tandem,See Parking Features
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Spartanburg County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $70 | $840 |
| Electricity | $204 | $2,449 |
| Total | $1,082 | $12,984 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $140,000 |
| 2026-08-01 | Listed for sale | $145,000 |
| 2016-11-15 | Sold | $80,000 |
| 2001-03-13 | Sold | $91,000 |
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