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23402 Mineral Ln, Hill City, SD, 57745

3beds
3baths
3,664sqft
$769,000
$210price/sqft
$5,354/moest. monthly cost
$214,160/yrincome needed

About This Home

Escape to the beauty of the Black Hills and experience true country living at its finest. Surrounded by breathtaking 360-degree views and abundant wildlife, this property offers the lifestyle people travel from around the world to enjoy. Outdoor recreation is right at your doorstep with endless opportunities for hiking, biking, horseback riding, snowmobiling, and ATV/UTV trails nearby. After work, you can be relaxing at Deerfield Lake in 10 minutes or less. This unique log-sided home offers plenty of space for a growing family with three finished levels, including a full walkout lower level, main floor living, and an upper-level retreat that could serve as a private master suite complete with its own balcony — the perfect place to greet the morning. Inside, you’ll love the warm country charm featuring tongue-and-groove cathedral ceilings, hardwood flooring, oversized windows that fill the home with natural light, and beautiful log accents throughout. The lower level provides additional living space, a non-conforming bedroom, and plumbing already stubbed in for a future wet bar. The oversized double garage offers convenient main-floor access, while the horse-friendly property is fully equipped with a shelter featuring water, 3 horse stalls, and a tack room. Of the total property 4.5 acres is fenced which pasture provide plenty of room. Located less than a mile from a well-maintained county paved road on a school bus route.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Hill City Elementary - 02Grades PK-58.7 mi
6/10
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished

Bedroom2

  • Level: Main
  • Area: 195

Bedroom3

  • Level: Basement
  • Area: 1080

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 240

Features

  • Wet Bar,Vaulted Ceiling(s),Ceiling Fan(s),Loft,Game Room
  • Window features: Double Hung,Sliders,Window Coverings(Some)
  • Flooring: Carpet,Wood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s)
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 3,664
  • Total interior livable area: 3,664 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 420

Master Bedroom

  • Level: Upper
  • Area: 342

Property

Details

  • Parcel number: 3335276003
  • Horse amenities: Corral/Stable

Features

  • Levels: Two Story
  • Stories: 2
  • Patio & porch: Covered Patio,Open Deck,Open Balcony
  • Spa features: Bath
  • Fencing: Fence Metal,Wood,Barbed Wire
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 6.02 Acres
  • Features: Cul-De-Sac,Views,Lawn,Rock,Horses Allowed,View

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Hail
Lightning
Landslide
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance $556$6,672
Property Taxes $631$7,572
Electricity $279$3,358
Total$5,354$64,248

Income You'd Need if You Spent...

35% on housing$183,565/yr
40% on housing$160,620/yr
45% on housing$142,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 57745$456
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57745$163
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$795,000

For Sale by Agent

AgentJames Peterson
BrokerageIntegrity Realty of the Black Hills

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