530 Saint Charles St, Rapid City, SD, 57701
About This Home
Welcome to 530 St. Charles Street in Rapid City, South Dakota, where timeless character meets modern comfort. This elegant 3 bedroom, 2 bathroom historic home showcases the craftsmanship and charm of a bygone era while offering today's conveniences, including central air conditioning and updated windows throughout the main and upper levels. Rich wood floors, warm natural light, and fresh interior paint create a welcoming atmosphere that highlights the home's historic appeal. The formal dining room provides the perfect setting for holiday gatherings, family dinners, or entertaining friends, while the thoughtfully designed floor plan offers comfortable everyday living. The spacious primary bedroom features direct access to a large back deck, creating a peaceful retreat for morning coffee or relaxing evenings outdoors. Situated on a corner lot with attractive curb appeal, the property offers plenty of outdoor space to enjoy. Downstairs, the expansive basement provides exceptional flexibility with a cozy reading nook, dedicated workbench, abundant storage, and room for hobbies or future possibilities. Professionally cleaned and move-in ready, this centrally located home offers convenient access to downtown, shopping, restaurants, schools, and parks. If you've been searching for a home with distinctive architectural character, thoughtful updates, and enduring charm, 530 St. Charles Street is ready to welcome you home. See Virtual Tour at https://my.matterport.com/show/?m=VBJwS8aSXdm&mls=1 .
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bathroom
- Features: Shower and Tub
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal
Features
- Flooring: Carpet,Hardwood
- Fireplace features: None
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,996 sqft
Property
Details
- Parcel number: 3701356005
Features
- Levels: One and One Half
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: City,Neighborhood
Lot
- Lot size: 3,920 sqft
- Features: Level,Corner Lot,Interior Lot
Parking
- Parking features: No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance | $227 | $2,724 |
| Property Taxes | $127 | $1,524 |
| Electricity | $152 | $1,829 |
| Total | $2,149 | $25,788 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $325,000 |
| 2016-04-23 | Listing removed | $178,500 |
| 2016-04-21 | Listed for sale | $178,500 |
| 2016-04-20 | Sold | $170,000 |
| 2016-03-11 | Price change | $174,500 |
| 2016-02-24 | Listed for sale | $178,500 |
| 2013-05-29 | Sold | $142,500 |
| 2013-02-22 | Sold | $139,000 |
For Sale by Agent
View on Zillow