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334 Saint Charles St, Rapid City, SD, 57701

4beds
2baths
1,739sqft
$324,900
$187price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Listed by Scott Henrikson Keller Williams BH 970-556-4513. Welcome home to this beautifully updated 4-bedroom, 2-bathroom home offering modern finishes and an unbeatable location just minutes from downtown! Nearly every surface has been refreshed, including brand-new siding, windows, flooring, paint, and stylish kitchen cabinets. The bright, updated kitchen features stainless steel appliances and plenty of cabinet space, making it perfect for everyday living and entertaining. The park like backyard is private with beautiful mature trees! One car garage and two sheds for additional storage. Enjoy the convenience of being close to shopping, restaurants, parks, schools, and all the amenities downtown has to offer. Move-in ready and packed with updates, this home is an incredible value you won't want to miss. Schedule your private showing today!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

3/10
3/10
South Middle School - 36Grades 6-80.6 mi
2/10
Central High School - 41Grades 9-121.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom

  • Features: Shower/Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combination

Features

  • Flooring: Carpet
  • Fireplace features: None

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,739
  • Total interior livable area: 1,739 sqft

Property

Details

  • Parcel number: 3701377016

Features

  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,969 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,One Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance $227$2,724
Property Taxes $283$3,396
Electricity $146$1,755
Total$2,298$27,576

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 57701$182
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57701$187
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$314,800
2026-08-10Price change$314,900
2026-06-29Listed for sale$324,900

For Sale by Agent

AgentSCOTT HENRIKSON
BrokerageKELLER WILLIAMS REALTY BLACK HILLS

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