




304 Saint Charles St, Rapid City, SD, 57701
About This Home
Updated and move in ready, this stunning ranch style home combines quality craftsmanship, stylish finishes and a prime central Rapid City location. Offering more than 2,500 square feet, the home features 4 bedrooms, 3 bathrooms and exceptional indoor and outdoor living spaces. Recent exterior updates include siding, roof, windows, exterior doors with built in blinds, mature trees, attractive landscaping and decorative rock accents on the spacious corner lot. Inside, the open concept main level features hardwood flooring, abundant natural light and a cozy gas fireplace in the living room. The remodeled kitchen is designed for both everyday living and entertaining with quartz countertops, ceiling height custom hickory cabinetry, newer stainless steel appliances, built in microwave, oven and a large center island with a gas cooktop. The spacious primary suite includes a walk in closet and updated en suite bathroom with a tiled walk in shower. An additional bedroom, updated full bathroom and convenient main level laundry complete the main floor. The finished basement adds a large family room with an illuminated wet bar, two additional bedrooms (one non-conforming), a remodeled bathroom with a corner walk in shower and an oversized mechanical/storage room with built in cabinetry and a second washer/dryer hookup. Outside, enjoy the covered patio with maintenance free finishes, recessed lighting, privacy fencing and hot tub hookups. The fenced backyard also offers garden space and room to relax or play. A detached two car garage provides extra storage for tools and recreational equipment. Conveniently located near schools, medical facilities, shopping, and downtown Rapid City, this exceptional home combines comfort, function, and modern style in one impressive package.
Getting Around
Schools
Construction
Condition
- Year built: 1948
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bathroom
- Features: Shower Only,Shower/Tub
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Combination
Features
- Flooring: Carpet,Tile,Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,524
- Total interior livable area: 2,524 sqft
Property
Details
- Parcel number: 3701377023
Features
- Fencing: Chain Link,Back Yard
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 10,454 sqft
- Features: Level,Corner Lot
Parking
- Total spaces: 2
- Parking features: Detached,Two Car
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Pennington County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance | $305 | $3,660 |
| Property Taxes | $360 | $4,320 |
| Electricity | $192 | $2,313 |
| Total | $3,056 | $36,672 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Contingent | $434,900 |
| 2026-07-28 | Listed for sale | $434,900 |
| 2026-06-27 | Contingent | $434,900 |
| 2026-06-01 | Listed for sale | $434,900 |
| 2022-05-06 | Listing removed | -- |
| 2022-05-03 | Listed for sale | $415,000 |
