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3900 Park Dr, Rapid City, SD, 57702

5beds
3baths
3,691sqft
$639,900
$173price/sqft
$4,459/moest. monthly cost
$178,360/yrincome needed

About This Home

Tucked into one of Southwest Rapid City's most sought-after neighborhoods, this nearly 3,700 square foot townhome delivers exceptional value for the space, the kind buyers dream about but rarely find, and it is completely move-in ready. Five true bedrooms, three full baths, and a layout built to flex with every stage of life, from quiet mornings to full house holidays. Step onto the main level and vaulted ceilings pull your eyes straight up, while walls of windows flood the living room with light. A gas fireplace anchors the room, and a formal dining room gives you a dedicated space for holidays and dinner parties. The kitchen impresses with oak cabinetry, double ovens, granite countertops, and newer appliances, all ready to go from day one. Both main-level bathrooms have been refreshed, and the primary suite is a true retreat, complete with a walk-in closet. Head downstairs and the home keeps giving: three more oversized bedrooms, a full bath, and a basement family room big enough for a home theater, a home office, or a dry bar built for hosting. Then walk out back into a fully fenced, turfed yard with a covered deck and a gazebo, all wrapped in landscaping kept lush and effortless with a full sprinkler system. Families searching for room to grow, close to Corral Elementary and Southwest Middle School, do not find homes like this often. Make sure to check it today! Listed by Kim Holt, Real Broker LLC, 605-390-4802

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Stevens High School - 42Grades 9-122.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave,Washer,Dryer,Double Oven,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Basement
  • Area: 156

Bedroom4

  • Level: Basement
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Granite Counters
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 3,691
  • Total interior livable area: 3,691 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 357

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 3716251048

Features

  • Patio & porch: Open Patio,Open Deck,Gazebo
  • Exterior features: Sprinkler System
  • Fencing: Wood

Lot

  • Lot size: 0.41 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance $377$4,524
Property Taxes $566$6,792
Electricity $281$3,383
Total$4,459$53,508

Income You'd Need if You Spent...

35% on housing$152,880/yr
40% on housing$133,770/yr
45% on housing$118,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 57702$296
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57702$205
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$639,900
2023-05-16Sold$525,000
2020-08-05Sold$317,500
2020-07-07Pending sale$319,000
2020-07-03Listed for sale$319,000
2018-09-23Listing removed$325,000
2018-08-08Price change$325,000
2018-07-09Price change$329,000
2018-06-06Price change$339,000
2018-03-13Listed for sale$349,000
2017-08-03Listing removed$359,000
2017-04-25Listed for sale$359,000
2011-12-30Sold$260,000

For Sale by Agent

AgentKim Holt
BrokerageReal Broker Spearfish

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