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2940 Motherlode Dr, Rapid City, SD, 57702

5beds
3baths
2,760sqft
$672,400
$244price/sqft
$4,606/moest. monthly cost
$184,240/yrincome needed

About This Home

Listed by Lori Barnett, Engel & Völkers Black Hills, 605.786.5817. Located in one of Southwest Rapid City’s most desirable areas, this 5-bedroom, 3-bath home offers the space you need in a location that is hard to beat. Just off Catron Blvd, you are minutes from Monument Health, downtown Rapid City, I-90, and everyday conveniences, with the beauty of the Black Hills right outside your door. Inside, the home features a spacious layout with three bedrooms on the main level, including a primary suite with a walk-in closet and private bath. The kitchen opens to a breakfast bar, and main floor laundry adds everyday convenience. The walkout basement expands the living space with a large family room, an additional bedroom, a flexible fifth bedroom or office, and ample storage. Outside, the fenced backyard gives you room to relax, entertain, or enjoy the outdoors with more privacy. A deck and lower-level patio make it easy to take in the setting and extend your living space beyond the interior. The walkout basement offers serious space to spread out with a large living area, a generous 4th bedroom, a 5th bedroom that works great as a flex space or office, plus a storage room. The lower-level patio opens to a fully fenced backyard for relaxing outdoors. Whether you're hosting guests or just living your everyday life, this home offers a fantastic layout, great location, and room to grow. Come take a look—you’ll feel right at home.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Stevens High School - 42Grades 9-123.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range Oven,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Vinyl
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Property

Details

  • Parcel number: 3722353012

Features

  • Patio & porch: Open Patio,Open Deck,Covered Stoop
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,400$40,800
Home Insurance $396$4,752
Property Taxes $600$7,200
Electricity $210$2,529
Total$4,606$55,272

Income You'd Need if You Spent...

35% on housing$157,920/yr
40% on housing$138,180/yr
45% on housing$122,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 57702$295
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57702$205
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$679,900
2025-08-22Listing removed$679,900
2025-07-24Price change$679,900
2025-07-24Price change$689,900
2025-06-17Price change$679,900
2025-05-05Listed for sale$689,900
2023-06-19Sold$672,000
2023-05-01Contingent$675,000
2023-04-18Listed for sale$675,000
2014-08-26Listing removed$349,900
2014-07-04Listed for sale$349,900

For Sale by Agent

AgentLori L Barnett
BrokerageEngel & Voelkers Black Hills Spearfish

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