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1120 9th St, Rapid City, SD, 57701

4beds
3baths
2,332sqft
$389,999
$167price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Step into timeless elegance with this beautifully preserved 1919 home, ideally located just minutes from downtown. Brimming with historic charm and rich architectural character, this residence offers the perfect blend of classic craftsmanship and modern kitchen updates. From the moment you enter the foyer, you’ll appreciate the original hardwood floors and stunning built-ins that showcase the home’s enduring quality. The inviting living room features a warm brick fireplace, creating a cozy focal point for gathering and relaxing. A formal dining room provides an elegant space for entertaining, while the thoughtfully updated kitchen boasts stainless steel appliances, including a gas range, offering both style and functionality. The main level also includes a convenient half bath and a bright bonus room filled with natural light. Upstairs, you’ll find three comfortable bedrooms and a full bathroom, along with a charming balcony overlooking the backyard, perfect for enjoying your morning or unwinding at the end of the day. The lower level expands your living space with a fourth non-conforming bedroom, an additional full bath, a spacious family room, and a dedicated laundry area. Outside, enjoy the large backyard deck, great for entertaining, grilling, or simply relaxing. A detached garage adds convenience and extra storage.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
3/10
South Middle School - 36Grades 6-81.1 mi
2/10
Central High School - 41Grades 9-121.0 mi

Construction

Condition

  • Year built: 1919

Materials

  • Roof: Composition,Rubber
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Microwave
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 99

Bedroom4

  • Level: Basement
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Features

  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 288

Master Bedroom

  • Level: Upper
  • Area: 156

Property

Details

  • Parcel number: 3702282005

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Deck,Open Balcony

Lot

  • Lot size: 4,791 sqft
  • Features: Lawn,Trees

Parking

  • Total spaces: 2
  • Parking features: Two Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance $273$3,276
Property Taxes $334$4,008
Electricity $178$2,137
Total$2,757$33,084

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 57701$182
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57701$187
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$399,000

For Sale by Agent

AgentSuzette Pickar
BrokerageWest River Realty

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