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1121 Regency Ct, Rapid City, SD, 57702

6beds
3baths
3,456sqft
$845,000
$245price/sqft
$5,731/moest. monthly cost
$229,240/yrincome needed

About This Home

Welcome to this spacious 6-bedroom, 3-bathroom home tucked away in a quiet cul-de-sac, offering breathtaking views of the surrounding hills and valleys. Designed with both comfort and entertaining in mind, the home features soaring vaulted ceilings, tall basement ceilings, and expansive windows that fill the living spaces with natural light while showcasing the incredible scenery. Beautiful granite countertops throughout the kitchen, bathrooms, and basement bar add a touch of elegance and durability. The main living area is anchored by a stunning stone fireplace, creating a warm and inviting gathering space. Step outside onto the large wraparound deck to enjoy the peaceful setting, or relax year-round in the included 6-person hot tub. The walkout basement provides additional living space and easy access to the backyard. The property also includes a large yard with plenty of room to enjoy the outdoors, along with a spacious storage shed for tools, equipment, or hobbies. Many of the bedrooms have been updated with fresh paint and new carpet, making the home move-in ready. If you're looking for a home that combines generous living space, beautiful views, modern updates, and a desirable location, this property is one you won't want to miss.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
9/10
5/10
Stevens High School - 42Grades 9-124.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,456 sqft

Property

Details

  • Parcel number: 3726251013

Features

  • Exterior features: Shingle,Stone,Composition
  • Has spa: Yes
  • Has view: Yes
  • View description: City,Mountain

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Garage - Attached,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Ice Storm
Wildfire
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance $498$5,976
Property Taxes $698$8,376
Electricity $263$3,167
Total$5,731$68,772

Income You'd Need if You Spent...

35% on housing$196,491/yr
40% on housing$171,930/yr
45% on housing$152,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 57702$295
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57702$205
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Listed for rent$3,995
2026-07-30Listed for sale$845,000
2024-12-20Listing removed--
2024-09-18Listed for sale$825,000

For Sale by Owner

AgentProperty Owner

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