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95 B A H Rd, Scottsville, VA, 24590

3beds
2baths
1,008sqft
$289,900
$288price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

This charming three-bedroom, two-full-bath ranch-style home sits beautifully on a spacious 1.16-acre lot in Scottsville, offering the perfect opportunity for a first-time homebuyer, an investor, or anyone looking to comfortably downsize. Built in 1999, this 1,008-square-foot residence features a solid block structure with low-maintenance vinyl siding and boasts a brand-new asphalt shingle roof installed in 2025. The interior offers an easy, single-level living floor plan highlighted by durable vinyl plank, tile, and stone flooring. The primary first-floor bedroom serves as a private retreat with its own full en-suite bath, while two additional bedrooms share a second full hallway bathroom equipped with a full tub and shower. The home comes well-equipped with an appliance package that includes a stove, refrigerator, microwave, dishwasher, washer, and dryer. Step out through the back to relax on the rear deck or utilize the detached storage shed, all situated within a partially board-fenced yard that is currently receiving fresh landscaping touch-ups. Modern conveniences are already in place with high-speed Firefly internet available, power through Central Virginia Electric Cooperative (CVEC), electric central air conditioning, and a conventional septic system that was just pumped in 2025. Located in Buckingham County with no HOA fees or restrictive covenants, this move-in-ready gem is zoned for Buckingham schools and provides the peaceful country lifestyle you have been searching for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Block,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 1,008 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 1044

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Storage,Shed,Unpaved Driveway
  • Fencing: Fenced,Wood

Lot

  • Lot size: 1.16 Acres

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$102$1,224
Property Taxes $147$1,764
Electricity $202$2,433
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 24590$171
Buckingham County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 24590$241
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$289,900
2026-07-06Listed for sale$299,000
2024-07-02Sold$250,000
2024-06-01Pending sale$250,000
2024-05-31Listed for sale$250,000
2016-04-29Sold$108,000

For Sale by Agent

AgentKatie Mullins
BrokerageKeeton & Co Real Estate

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